Let’s talk about the account package best suited to your needs.

Select which account package offering preferential services is most in accord with your financial habits.

Are you interested in managing your finances on mobile? Does instant payment make your life easier?

 

Our Mobile Aktív Plusz account package with a favorable account management fee includes a variety of transactions free of charge in unlimited numbers. There can be no obstacle if the branch is closed or if there is no computer nearby. With the mobile application service [UniCredit mBanking], you can conveniently access your bank account and initiate instant money transfers.

 

Free of charge in unlimited numbers:

  • Domestic transfers in HUF (within and outside the bank) via [UniCredit mBanking]
  • Standing orders in forint within the bank and outside the bank
  • Direct debits

 

Free of charge convenience services

  • In case of applying for a bank card involving [Mastercard Standard], the Bank will not charge the issuer fee and the first annual membership fee.1
  • Mobile application service [UniCredit mBanking] 2 to make your instant payments free of charge.
  • Internet banking service [UniCredit eBanking] 3
  • Telephone banking service [UniCredit Telefonbank]
  • E-account statement

 

In fact, the monthly account management fee can be reduced4! The monthly account management fee with fee refund if the credited amounts are over

  • 300 thousand HUF, only 249 HUF;
  • 150 thousand forints, only 499 HUF,
  • 75 thousand HUF, only 999 HUF.

If your monthly credits are less than HUF 75 000, the account management fee will be HUF 1799. (EBKM: 0.01%)

 

Sign up for a mobile app service to make instant payments for free. 

Do you travel frequently? Select a [Mastercard Gold contactless debit card] for your account package’s debit card service. The card carries a Gold-level travel insurance, and also entitles the holder to use Budapest Airport’s Fast Track Lane. This will allow you to get to the security check faster.

This information is not comprehensive and does not constitute an offer to conclude a contract. The detailed description of the account agreement, the deposit agreement and the products and services are included in UniCredit Bank’s Announcements and Lists of Conditions for retail clients, the General Terms and Conditions, the Terms and Conditions for Retail Clients, and the Business Conditions for Bank Cards, which are available at UniCredit branches or at www.unicreditbank.hu. The bank reserves the right to change its terms and conditions.

1 In case of applying for a Mastercard Standard main card within the framework of the promotion, the Bank does not charge the issuer fee and the first annual membership fee. The non-promotional issuer fee is HUF 5,251 and the non-promotional membership fee is HUF 6,968. The promotion is valid until 31 December 2020 for cards applied for.

2 The normal fee for a one-time entry for a mobile application service is HUF 2,000, the normal monthly fee is HUF 150, which is not charged by the Bank.

3 The normal one-time fee for the Internet banking service is HUF 2,000; The normal monthly fee is HUF 150, which is not charged by the Bank.

An account management fee will always be charged to your bank account for that month, and will be credited over the amount shown in the following month, provided that the credit terms specified in the Retail Terms and Conditions are met (which do not include transfers between own accounts). If the credit condition is not met, we will not credit the partial amount from the account management fee. The Promotion is valid until cancellation, and the Bank will not charge an account management fee for the first two months after opening the account and will not examine the credit terms.

“I use my account frequently, which is why predictability is an important issue for me.”

 

This account package offers you a wide range of free of charge services. The account’s monthly account management fee can be as low as HUF 2,238 through a fee refund1, if at least HUF 400,000 in transfers are credited to the account per month, or if you have at least HUF 5 million in savings at our bank.
You can even reduce the monthly account management fee to HUF 0 if you hold savings of HUF 30 million with our bank.
The account’s standard monthly account management fee is HUF 4,4761. UDRI: 0.01%
 

Free of charge2 services:

  • you can make an unlimited number of HUF transfers to the bank and outside the bank through our electronic channels;
  • you can issue an unlimited number of collection orders and standing orders (in HUF);
  • free of charge cash withdrawal in Hungary 4 times a month from UniCredit ATMs, and with an additional 4 cash withdrawals without charge domestically from any other ATMs;
  • free of charge SMS notification on credits and debits to the bank account as well as on debit card transactions;
  • apply for a [Mastercard Standard] or [Visa Classic] bank card to go with the account package without paying the issuer fee;
  • free of charge purchases made with your debit card (domestically or abroad), even online.

     

Free of charge convenience services:

In case of applying for a bank card involving [Mastercard Standard], the Bank will not charge the issuer fee and the first annual membership fee.3

Mobile application service [UniCredit mBanking] 4 to make your instant payments free of charge.

Internet banking service [UniCredit eBanking] 5

Telephone banking service [UniCredit Telefonbank]

E-account statement

 

Do you travel frequently? Select a [Mastercard Gold contactless debit card] for your account package’s debit card service. The card carries a Gold-level travel insurance, and also entitles the holder to use Budapest Airport’s Fast Track Lane. This will allow you to get to the security check faster.

Apply for the [UniCredit Mobile Application] to go with your account package, allowing you to be constantly up-to-date with your finances.

This information is not comprehensive and does not constitute an offer to conclude a contract. The detailed description of the account agreement, the deposit agreement and the products and services are included in UniCredit Bank’s Announcements and Lists of Conditions for retail clients, the General Terms and Conditions, the Terms and Conditions for Retail Clients, and the Business Conditions for Bank Cards, which are available at UniCredit branches or at www.unicreditbank.hu. The bank reserves the right to change its terms and conditions.

1 The standard monthly account management fee of the account package is HUF 4,476/month, which fee is charged to the account holder’s account for the given month in every case, but if there is at least a HUF 400,000 in transfers credited to the account in the given month (transfers between own accounts are not included in these credits) or if, based on end-of-day closing balances, the Account Holder has held, on average, savings of at least HUF 5,000,000 with the bank in the given month, HUF 2,238 of the account management fee will be refunded to the bank account the following month as part of the promotion. If, based on end-of-day closing balances, the Account Holder has held, on average, savings of at least HUF 30,000,000 with the bank in the given month, the full amount of the account management fee will be refunded to the bank account the following month as part of the promotion. When calculating the savings balance, the Bank takes the following into consideration: cash balances on UniCredit bank accounts, term deposit balance (foreign-currency balances converted at the FX mid-rate quoted by the National Bank of Hungary as at the current date) and the current market value of the total closing balance available on the current day on any securities account held with UniCredit Bank. The promotion is valid until further notice.
2 In addition to the transaction fee, we charge a booking item fee on each transaction booked to the bank account. The standard fee is 0.1% of the transaction amount, but not more than HUF 6,000 at the most. Under this promotion, the bank waives this fee until further notice. The discount for ATM cash withdrawal is ensured by the bank under this promotion until further notice. The standard fee for cash withdrawal from UniCredit ATMs in Hungary with [Maestro], [Mastercard contactless], [Mastercard Standard contactless], [Visa Classic], [Mastercard Gold contactless], [Visa Gold] bank cards is 0.317% but at least HUF 254, or with [Premium Banking Embossed Mastercard contactless] bank cards 0.105% but at least HUF 105. The standard fee for cash withdrawal from other ATMs in Hungary with [Maestro], [Mastercard Unembossed contactless], [Mastercard Standard contactless], [Visa Classic], [Mastercard Gold contactless], [Visa Gold] bank cards is 1.137% + HUF 573 but at least HUF 764, or with [Premium Banking Embossed Mastercard contactless] bank cards 0.425% + HUF 424 but at least HUF 477. The charges for SMS messages sent on transactions are waived by the bank under this promotion. In respect of the standard fee for SMS messages, the Electronic Banking List of Conditions for Retail Clients prevails. The standard issuer fee for the [Mastercard Standard] contactless and [Visa Classic] bank card is HUF 5,016, which fee the bank waives under the Ikon Plusz account package promotion. The promotion solely entitles the holder to use a single main card with the promotional issuer fee. The standard fee for purchases made with the debit card (domestically or abroad) is 0.2%, but not more than HUF 6,000 at the most, which fee the bank waives under this promotion. All promotions are valid until further notice.
3 In case of applying for a Mastercard Standard main card within the framework of the promotion, the Bank does not charge the issuer fee and the first annual membership fee. The non-promotional issuer fee is HUF 5,251 and the non-promotional membership fee is HUF 6,968. The promotion is valid until 31 December 2020 for cards applied for.
4 The normal fee for a one-time entry for a mobile application service is HUF 2,000, the normal monthly fee is HUF 150, which is not charged by the Bank.
5 The normal one-time fee for the Internet banking service is HUF 2,000; The normal monthly fee is HUF 150, which is not charged by the Bank.

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