Dear Client,

We kindly inform you that terms and conditions of travel insurance and optional travel insurances provided related to your bank card and issued by UniCredit Bank Hungary Zrt. (1054 Budapest, Szabadság tér 5-6.) are going to be modified with effective date of 1st October  2019, in order to continuously provide a wide range of services to its clients. As a part of the modification, some of the services will be cancelled in the future.

The travel insurance sold by UniCredit Bank Hungary Zrt. will be provided by Allianz Hungária the future as well, and UniCredit Bank acts as an insurance broker for Allianz. In order to have more information about  insurance amounts and the detailed terms and conditions of the insurance packages please refer to the General Terms and Conditions, applicable to the products effective as of 1st October 2019 and to the Client’s Guide and the IPIDBased on these, you can also choose new supplemental service from our renewed travel insurance product portfolio for yourself and your co-travelers. Should you have any questions, do not hesitate to contact us by telephone +36 (1/20/30/70) 325-3200, or personally in our branches. Our consultants are pleased to help you to choose the proper insurance coverage.

30.08.2019, Budapest


Best regards,

UniCredit Bank Hungary Zrt.



If you already have a UniCredit debit or credit card, you can enjoy further advantages besides convenient payment using your bank cards. In case of most of our bank cards the membership fee already includes a travel, health, accident and luggage insurance and so you can always feel safe if you travel abroad.

You are not a UniCredit cardholder yet? Learn more about our debit and credit cards.

Most important information on travel insurance policies

  • With the Standard travel insurance you can feel safe abroad and it is automatically linked to MasterCard Standard and the Visa Classic embossed debit cards and the Blue credit card.
  • You can travel safely both in Hungary and abroad with the Gold travel insurance if you have any UniCredit gold debit or credit card or a MasterCard Premium Banking bank card.
  • The Platinum travel insurance provides special protection for you during your travels in Hungary and abroad and it is automatically linked to the UniCredit Platinum credit card.
  • You can upgrade your existing insurance policy for a separate fee.

Please be informed that no travel insurance is connected to the Maestroand the MasterCard Unembossed contactless debit bank card and the UniCredit Orange credit card but you can apply for Extra travel insurance for an annual fee.

The Responsible Lending, the Product Information and Banking Terms and Definitions may help you become more knowledgeable on contracting a loan, while at the website of the Hungarian National Bank’s Financial Customer Protection Centre you can find product descriptions that help you make responsible decisions, as well as applications that help you make comparisons. Please make a responsible and prudent decision with respect to taking out a loan, taking your income into account.

Credit card APRs: Gold credit card: 38.18%, Platinum credit card: 38.13%, Orange/Blue credit card: 37.15%. The APR has been determined in consideration of the current conditions and the prevailing legal provisions and may be modified in the event of any changes in such conditions. With regard to loans with variable interest rates, the APR will not reflect the interest rate risk of the loan.

Travelling is always exciting. Whatever the purpose of your trip (sightseeing, resting at the seaside, winter or extreme sports) and its duration (a few days or longer), Allianz has the appropriate travel insurance in store for you.

  • Low insurance premium, comprehensive protection.
  • You have 10% discount of „Allianz Útitárs” travel insurance in case of online, a children’s discount of 50% is available to travellers under the age of 18.
  • 2 or 3 packages are available, depending on the selected product.

If you frequently travel abroad with your loved ones, think about their safety before you leave!

If you already have travel insurance linked to your debit or credit card, you can apply for travel insurance for your family members and friends travelling with you for a discount fee. You can do it for one year or an even longer period, so you do not have to renew the insurance for each trip.

How can you apply for travel insurance?
Please visit one of our branches where our advisors will be happy to help you.


In addition to our travel insurance, we also offer:

  • Your debit card may be useful during your foreign travels. Look at our practical advice related to card usage abroad.
  • If you like using your bank card abroad, it is worth opening an FX account which can be set to your bank card and so you can reduce the potential foreign exchange risk.

The Allianz Business travel insurance may be concluded by sole traders and legal entities, such as businesses, municipalities, public institutions and sports associations, for at least 100 days. It offers an ideal solution for all those who travel abroad for the work purposes, either intellectual or physical, or professional sporting activities.

For more information, visit one of our UniCredit branches.


Related documents


The 24/7 help desk of the insurance service provider can be reached (in Hungarian language) at:

Budapest: (+36-1) 270-0521    fax: (+36-1) 270-0519
Vienna: (+43-1) 525-03-6516


This information is not comprehensive and does not qualify as a contractual offer. The travel and accident insurance service pertaining to the bank cards of UniCredit Bank Hungary Zrt. is provided for cardholders by Allianz Hungária Zrt. You can find more information about the fees for insurance from the lists of conditions titled “List of Conditions for Private Customers – Debit Cards” and the “List of Conditions for Private Customers – Credit Cards”. You will find the information about the amounts of coverage pertaining to the insurance packages and about the detailed conditions in the Client’s Guide and Business Terms (in Hungarian).

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