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Prime is UniCredit Bank’s premium service designed to ensure that our priority clients receive the highest level of service across all areas of finance and banking.
You may become a Prime client if:
you have a total savings of at least 17,500,0002 HUF or,
at least 800,000 HUF is credited to your UniCredit account monthly.
1.
Personalized attention
Personal care and expert support ensure that you can confidently manage your finances at all time.
What this means for you:
2.
Priority customer service
For Prime clients, every interaction is smoother and more convenient. We provide a banking experience where time truly matters.
Priority benefits:
1.
Personalized attention
Personal care and expert support ensure that you can confidently manage your finances at all time.
What this means for you:
2.
Priority customer service
For Prime clients, every interaction is smoother and more convenient. We provide a banking experience where time truly matters.
Priority benefits:
3.
Exclusive access and experiences
Prime is more than a service, it is an experience. It offers an elevated level of attention and comfort-driven solutions that represent a noticeably higher standard.
Highlighted access:
1.
Personalized attention
Personal care and expert support ensure that you can confidently manage your finances at all time.
What this means for you:
2.
Priority customer service
For Prime clients, every interaction is smoother and more convenient. We provide a banking experience where time truly matters.
Priority benefits:
3.
Exclusive access and experiences
Prime is more than a service, it is an experience. It offers an elevated level of attention and comfort-driven solutions that represent a noticeably higher standard.
Highlighted access:
4.
If you are a Prime-status client, you can open a discounted Prime account package in-branch or online.
For our Prime account holders, we provide a Mastercard Gold debit card under the following conditions:
| Issuance fee | 0 HUF |
|---|---|
| Annual fee | 15,000 HUF / year |
| Contactless functionality | yes |
| Travel insurance | the card includes a built-in Gold travel insurance package |
| Additional travel insurance | the cardholder may purchase an Extra or Sport add-on package, while for family members an Extra package and an optional Sport add-on insurance can be arranged |
| Activation via mBanking mobile application service | yes, the main cardholder can activate the card in mBanking mobile application service |
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The Mastercard Gold debit card includes a range of premium services that make both travel and everyday experiences even more convenient.
Key services:
Prime account holders can apply for a Mastercard Platinum credit card under discounted conditions:
| Annual card fee | 0 HUF in the first year³ |
|---|---|
| Interest rate | 11,25% 4 (without Prime discount: 27,30%) |
| APR | 21,77%5 |
| Credit limit | 750,000 – 5,000,000 |
| Travel insurance | the card includes a built-in Platinum travel insurance package |
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The Mastercard Platinum credit card includes a range of premium services that make travel and everyday experiences more convenient.
Key services:
Representative example: for a credit limit of 750,000 HUF with a UniCredit Platinum credit card, the variable interest rate is 0,94% per month. In the case of concluding a credit card agreement with the Bank for an indefinite term, the Annual Percentage Rate (APR) for a 1-month billing cycle is 21,77% in the first year. If, after receiving the card, you immediately spend the full credit limit and then, for 11 months, only pay the minimum amount due (repayment instalment) — initially 37,500 HUF, thereafter 5% of the utilized credit — and then settle the full outstanding balance in the 12th month, the total estimated cost of the credit is 119,561 HUF, while the total amount payable by the consumer is 843,321 HUF (which, in addition to the interest amount, consists of the following items: monthly statement fee: 0 HUF; card issuance fee: 0 HUF; annual card fee: 23,990 HUF; purchase fee: 0,3%, max. 6,000 HUF).
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The onemarkets Fund opens a new chapter in investment solutions.
Solutions for security and mid- to long-term financial planning:
With our life insurance solutions, you can consciously provide for your loved ones and your own future.
Life insurance for unexpected situations:
If you hold multiple Allianz insurance policies (life, health, home and motor insurance), you are eligible for a Partner discount.
Unit-linked life insurance:
1.
With selfie identification in the mobile application
2.
Via browser with video identification
1.
With selfie identification in the mobile application
2.
Via browser with video identification
3.
In person at a branch
1.
With selfie identification in the mobile application
2.
Via browser with video identification
3.
In person at a branch
4.
Fast and secure banking with the mBanking mobile application service
Contact details for your advisor
In the Investments module, you can monitor the performance of your securities and place trading orders
Option to open a securities account
Possibility to join the Card+ Discount Program, where offers from premium brands await you
Categorise your spending and use analytics to better plan your expenses
We will come back to you!
Join the queue digitally with our Okossor service or book an appointment in advance!
If you have further questions, request a call back and our colleagues will be happy to assist you!
The management of finances is increasingly shifting toward digital channels, where numerous new forms of fraud have emerged. These include fraud based on obtaining personal authentication and sensitive payment data, followed by the unauthorized initiation of payment transactions, as well as fraud based on deception and psychological manipulation—where the payer is persuaded to initiate a payment transaction or approve transactions initiated by fraudsters—and also fraud based on direct access to cashless payment instruments in the possession of the payer, such as payment cards, mBanking, or eBanking.
An additional risk of the above-mentioned fraud types arises when, through the electronic access and online interfaces (e.g. eBanking, mBanking) of the affected client (Authorized Person), fraudsters may gain access not only to that client’s accounts but also to the accounts of other clients (Authorizing Person), over which the Authorized Person has disposal rights or a standing authorization. As a result, the Authorizing Person may also become a victim of fraud.
If you receive a suspicious call or SMS, or notice a transaction not initiated by you, please contact our colleagues via our Telephone Banking service (+36 1/30 325 3200 / menu option 1 – Card blocking). Protect yourself against cyber fraud—visit the KiberPajzs website!
Protect yourself against cyber fraud—visit the KiberPajzs website!
This information is not exhaustive and does not constitute a contractual offer. The Prime package has additional conditions, which can be found in the documents entitled „Lakossági kondíciós lista - Prime számlacsomag" and „UniCredit Partner Prestige Prime csomagra vonatkozó külön kondíciók". The detailed description of the account agreement and the deposit agreement, as well as the products and services, are contained in UniCredit Bank's Announcements and Lists of Conditions the General Business Conditions for Private Customers, and the Bank Card Terms and Conditions which are available at UniCredit bank branches or on the website www.unicreditbank.hu. The bank reserves the right to change the conditions.
Prime Account Package
* As part of the promotion, the monthly account management fee for the Mobil Aktív Plusz and Prime Account Package is 0 HUF for 6 months within the scope of Online Account Opening or Online Account Application. The debited account management fee will be fully credited by the Bank by the last banking day of the month following the debit. The promotion is valid until 30.11.2026. Furthermore, in the case of Mobil Aktív Plusz and Prime account packages opened within the scope of the promotion, you can receive a credit of 50 000 HUF upon fulfilling the above conditions. This requires a regular credit equal to the current monthly minimum wage. You can find out more about the promotion in the relevant announcement.
1 The standard monthly account management fee for the Prime account package is 8 000 HUF/month/bank account. The monthly account management fee for the Prime account package will always be debited from the customer's bank account for the given month.
If at least 800 000 HUF is credited to your account from a transfer (excluding transfers between your own accounts) in the current month, and/or you have a total savings balance of 17 500 000 HUF, then 8 000 HUF will be credited to your bank account in the following month.
2 When calculating savings, the Bank takes into account the demand balance of UniCredit bank accounts, the balance of time deposits – in the case of foreign currency, converted into HUF at the CBH foreign exchange rate valid on the current day, and the current market value of the aggregate closing balance of the securities account held with UniCredit Bank available on the current day.
Credit Card
Borrow responsibly!
The Responsible Lending guide, the Information on the Risks of Excessive Indebtedness, and the Banking Glossary may help you better understand borrowing and making informed financial decisions. In addition, the website of the Financial Consumer Protection Center of the Magyar Nemzeti Bank provides product descriptions supporting responsible decision-making, as well as comparison tools for financial products. Please make borrowing decisions responsibly and carefully, taking your financial and income situation into consideration.
This information is not comprehensive and does not constitute a contractual offer. The rules and conditions governing the use of the credit card are set out in the Bank’s General Business Terms and Conditions and Card Business Regulations. Detailed terms and conditions, including interest rates and fees applicable to the credit card, are contained in the document entitled “Schedule of Conditions for Retail Credit Card Holders.” The Bank reserves the right to amend the applicable terms and conditions and, based on the submitted application and supporting documents, to decide on the issuance of the credit card and the determination of the credit limit in accordance with its own credit assessment procedures and the provisions set out in the applicable Schedule of Conditions, General Business Terms and Conditions, and Card Business Regulations in force at the time.
The APR has been calculated based on the current terms and conditions and the applicable laws and regulations in force and may change in the event of any changes to such conditions. In the case of loans with variable interest rates, the APR does not reflect the interest rate risk of the loan.
3 As part of a promotional offer, the annual card membership fee is waived for the first year (first 12 months). The first charge will be applied in the 13th month following activation. The annual card fee is HUF 23,990 and is charged in monthly instalments. The promotion is valid from 5 December 2024 until withdrawn.
4 Central bank base rate + 5%
5 *The APR has been determined on the basis of the current terms and conditions, the applicable legislation in force, and the monthly account maintenance fee of the related current account (HUF 8,000), taking into consideration the account fee refund applicable to the PRIME account package for the entire loan term, provided that the PRIME customer status conditions stipulated in the loan agreement are duly fulfilled.
Conditions for PRIME customer status:
The currently effective terms and conditions are available in the “Retail Schedule of Conditions – PRIME Account Package” announcement.
The APR may change in the event of changes to the applicable terms and conditions. In the case of loans with variable interest rates, the APR does not reflect the interest rate risk of the loan.
Investments – onemarkets Fund
A tájékoztatásban foglaltak nem nyújtanak teljes körű tájékoztatást, és nem minősülnek ajánlattételnek, befektetési ajánlásnak, befektetési tanácsadásnak vagy pénzügyi eszközökre vonatkozó ügyletkötésre vonatkozó felhívásnak, és nem jogosítanak fel kedvezmény igénybevételére, kizárólag a figyelem felkeltése a céljuk. A onemarkets Fund átruházható értékpapírokkal foglalkozó kollektív befektetési vállalkozás (ÁÉKBV), amely a mindenkor hatályos, kollektív befektetési vállalkozásokról szóló, 2010. december 17-i luxemburgi törvény I. részének hatálya alá tartozik, és a Luxemburgi Kereskedelmi és Cégjegyzékbe B 271.238. számon bejegyzett, változó tőkéjű befektetési társaság formájában működik. A onemarkets Fundot a Structured Invest S.A., a Luxemburgi Kereskedelmi és Cégjegyzékbe (Registre de Commerce et des Sociétés) B 112.174. számon bejegyzett társaság kezeli, amely az UniCredit Csoport tagvállalata (székhelye: 8-10 rue Jean Monnet, L-2180 Luxembourg, Luxemburgi Nagyhercegség). A onemarkets Fund esernyőalap formában működik, és részalapokból áll. A részalapok forgalmazását Magyarországon az UniCredit Bank GMBH (UniCredit Bank GMBH Arabellastraße 12 81925 München), mint forgalmazó közreműködésével az UniCredit Bank Hungary Zrt. (tev. eng. sz.: I-1523/2003, a Budapesti Értéktőzsde tagja) mint alforgalmazó végzi. A forgalmazás részletes kondícióit az UniCredit Bank Üzletszabályzatai, az "Értékpapír-forgalom és Teljesítési Rend" kondíciós listája és a onemarket Fund hivatalos dokumentumai tartalmazzák. Az UniCredit Bank a kondíciók változtatásának jogát fenntartja. A jelen figyelemfelhívás a befektetési vállalkozásokról és az árutőzsdei szolgáltatókról, valamint az általuk végezhető tevékenységek szabályairól szóló 2007. évi CXXXVIII. törvény és a Bizottság (EU) 2017/565 rendelete értelmében marketingközleménynek, továbbá a kollektív befektetési formákról és kezelőikről, valamint egyes pénzügyi tárgyú törvények módosításáról szóló 2014. évi XVI. törvény értelmében kereskedelmi kommunikációnak minősül.
The information contained herein is not complete and does not constitute an offer, an investment recommendation, investment advice, or an invitation to enter into transactions in financial instruments, nor does it confer any entitlement to claim any benefit; its sole purpose is to draw attention.
The onemarkets Fund is an undertaking for collective investment in transferable securities (UCITS) within the meaning of Part I of the Luxembourg Law of 17 December 2010 on undertakings for collective investment, as amended from time to time, and is established in the legal form of an investment company with variable capital (Société d’Investissement à Capital Variable, SICAV), registered with the Luxembourg Trade and Companies Register (Registre de Commerce et des Sociétés, RCS) under number B 271.238.
The onemarkets Fund is managed by Structured Invest S.A., a management company registered with the Luxembourg Trade and Companies Register under number B 112.174, which is a member of the UniCredit Group (registered office: 8–10 rue Jean Monnet, L-2180 Luxembourg, Grand Duchy of Luxembourg).
The onemarkets Fund operates as an umbrella fund comprising several sub-funds. The distribution of the sub-funds in Hungary is carried out by UniCredit Bank GmbH (Arabellastraße 12, 81925 Munich) as distributor, with the involvement of UniCredit Bank Hungary Zrt. (license no.: I-1523/2003, member of the Budapest Stock Exchange) acting as sub-distributor.
The detailed terms and conditions of distribution are set out in UniCredit Bank’s General Business Conditions, the “Securities Trading and Execution Policy” fee schedule, and the official documentation of the onemarkets Fund. UniCredit Bank reserves the right to amend the conditions.
This document qualifies as a marketing communication within the meaning of Act CXXXVIII of 2007 on investment firms and commodity dealers and on the regulations governing their activities, as well as Commission Delegated Regulation (EU) 2017/565, and as a commercial communication within the meaning of Act XVI of 2014 on collective investment undertakings and their managers and on the amendment of certain financial laws.
Biztosítási termékek
The product covered by this marketing communication is issued by Allianz Hungária Zrt. (website: https://www.allianz.hu/hu_EN/individuals.html)
This information qualifies as marketing communication and is not comprehensive; it does not constitute an offer, an investment recommendation, investment analysis, or investment advice. Detailed information about the product conditions can be found in the Customer Information document, the General and Special Terms and Conditions, and the Schedule of Charges related to the products. These are available together with the Key Information Document (KID) and specific information on the underlying funds HERE, under the menu path: Insurance / Insurance / Life Insurance for retirement savings – Life Programs with annuity option.
The Key Information Document (KID) is also available free of charge in paper form at bank branches upon request.
The return on investment units is not guaranteed; the unit price fluctuates continuously during the term, meaning it may increase or decrease.
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