Choose one of our account packages

  • Basic Account
  • Mobil Aktív Plusz
  • Prime

Basic Account

1 272 HUF

/month* – UDRI: 0.01%

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basic
free services

in the package:

  • Mobile application and Internet banking services 1
  • Mastercard Standard or Gold Debit Card Issuer and annual Membership fee 2
  • Monthly 2 statutory domestic ATM cash withdrawals, max. up to HUF 300 000 3
  • Monthly 4 pcs domestic transfers in HUF 4
  • Unlimited Direct debits and Standing orders up to HUF 100 000/month 4
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Mobil Aktív Plusz

Even 0 HUF

/month* – UDRI: 0.01% (with refund)

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mobil active
free services

in the package:

  • Mobile application and Internet banking services 1
  • Mastercard Standard Debit Card Issuer and first year Membership fee with refund 2
  • Monthly 2 statutory domestic ATM cash withdrawals, max. up to HUF 300 000 3
  • Domestic transfers in HUF via mobile application 4
  • Direct debits and Standing orders in HUF 4
Apply

Prime

Even 0 HUF

/month* – UDRI: 0.01% (with refund)

Apply
ikon
free services

in the package:

  • Mobile application and Internet banking services 1
  • Mastercard Gold Debit Card discounted issuer fee 2
  • Monthly account fee refund when eligibility criteria are met 3
  • Domestic transfers in HUF via Mobile Application and Internet banking 4
  • Direct debits and Standing orders in HUF 4
Apply

Additional types of Account Packages for private individuals

To whom do we offer the Student Account?

 

to young people aged 14-26, who are

  • high school students, looking for an account for their pocket money, or
  • university or college students, and have their scholarships transferred to it, or
  • career starters with their first salary, or
  • looking for a preferential account package.

If the user is under 18 years of age, a legal guardian must be present and sign the account, and the account may be used with limited discretion within certain limits.

Please check the details!

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Related Effective Lists of Conditions and Announcements

The information is not comprehensive and is not a contractual offer. The detailed description of the account and deposit agreement, products and services are included in the Announcements and List of Conditions of UniCredit Bank for retail customers, and the General Terms and Conditions,  as well as the Rules of Retail Business and the Business Rules on Bank Cards,  which are available at UniCredit branches or at the www.unicreditbank.hu website. The Bank reserves the right to amend the conditions.

We draw the attention of all interested parties to the MNB consumer protection website and the information guides, comparison and choice tools available there (bank account selector, national branch and ATM locator, fee list comparator), as well as the MNB Financial Navigator, where you will find further useful information for financial decisions.

* The monthly account-handling fee is charged for each started month.      

The Basic Account package is provided by our bank in accordance with Decree 262/2016 on access to the basic account, characteristics of the basic account and remuneration. (VIII. 31.) in accordance with the provisions of the Government Decree (the Government Decree).

According to a legal provision1, a Basic Account may be opened by retail customers entitled to reside in an EEA state who do not have a payment account maintained in Hungary with UniCredit Bank or any other payment service provider and have no right to dispose of such forint accounts or if they already have a payment account maintained in HUF, or with the right to dispose of such an account, they declare that this payment account has been terminated or the right of disposal has been terminated.      

The Basic Account monthly account-handling fee of the account may not exceed 1.5% of the minimum monthly gross wage, currently valid on the last day of the year preceding the due date, fixed in the Government Decree in force at any time. The monthly account-handling fee will be charged after each month started. 

The standard monthly account-handling fee for the Mobil Aktív Plusz account package is HUF 2 828/month/bank account. The monthly account-handling fee for the Mobil Aktív Plusz account package will be debited from the customer's bank account for the given month. Providing that in the current month:

- credit of at least HUF 75 000 (not including transfers between their own accounts) is credited to the account, then HUF 1 164 of the account-handling fee will be credited to their bank account the following month.
- credit of at least HUF 150 000 (not including transfers between their own accounts) is credited to the account, then HUF 2045 of the account-handling fee will be credited to their bank account the following month.
- credit of at least HUF 300 000 (not including transfers between their own accounts) is credited to the account, then HUF 2 438 of the account-handling fee will be credited to their bank account the following month.
If none of the above crediting conditions are met, no partial amount will be credited from the account-handling fee.
For the Mobil Aktív Plusz account package - in the event of a new account opening - the Bank shall not check the fulfilment of the above crediting conditions in the month of opening the account and the following month, and shall not charge a monthly account-handling fee for the account in these two months.

The standard monthly account maintenance fee for the PRIME account package is HUF 8,000/month. This amount is debited from the Account Holder's account each month. As part of a promotion, the full monthly fee is refunded in the following month if the customer fulfils any of the following criteria in the given month:

-  at least HUF 800,000 is credited to the account via transfer during the month (excluding transfers between the customer's own accounts); or

-  the Account Holder maintains an average savings balance of at least HUF 17,500,000 with UniCredit Bank during the month, calculated on the basis of daily closing balances.

When calculating savings, the Bank takes into account the balances of current accounts and term deposits held with UniCredit Bank and the market value of securities held with UniCredit Bank. Foreign currency balances are converted to HUF using the applicable MNB exchange rate.
 

1 The normal fee for a single entry for a mobile application service is HUF 2 165, which the Bank does not charge as a special offer. The normal fee for the service is HUF 217 / month, which the Bank does not charge as a special offer, if the customer successfully logs in to the mobile application service at least once in a given calendar month. The promotion is valid until 30.11.2026.

The normal one-time fee for the Internet banking service is HUF 2 165; The normal monthly fee is HUF 217, which the Bank does not charge as a special offer. The promotion is valid until 30.11.2026.

2 For the Basic Account package one of the Mastercard Standard and Mastercard Gold debit debit cards can be requested as a main card free of charge for an Issuer and an annual Card Membership Fee. You can find out about the normal issuer and annual membership fees of bank cards from the list of retail Bank Card conditions in force at any time.

The issuer fee of the Mastercard Standard main card applied for the Mobil Aktív Plusz and Student Account under the promotion within the framework of the Online Account Opening or Online Account Application will not be charged by the Bank, and the first annual membership fee will be credited within 30 calendar days after the date of debiting it. The promotion is valid for cards applied for until 30.11.2026. The non-promotional issuer fee for the Mobil Aktív Plusz account is HUF 8 256 and the annual membership fee is HUF 10 958; for the Diákszámla Zéró Account, the non-promotional issuer fee is HUF 8 478 and the annual membership fee is HUF 11 253. The issuer fee of the Mastercard Gold Debit Card included in the PRIME account package the annual membership fee is HUF 15 000. The Mastercard Gold Debit Card is available as part of the PRIME account package. 

3 The Bank provides the possibility of cash withdrawals free of charge in accordance with the provisions of Section 36/A of Act LXXXV of 2009 on the Provision of Payment Services and the provisions of the Decree of the Minister of National Economy No. 53/2013 (29 November) NGM. A declaration for a free cash withdrawal may only be made by the holder of the account concerned who meets the legal preconditions and only in respect of one payment account, at a branch or, if the account concerned is connected to the Internet Banking service, via the Internet Banking Service interface. If the Customer indicates the bank account concerned on the declaration by giving the bank card number, the discount will be secured on the bank account set as primary collateral behind the card. In the case of a valid declaration submitted by the 20th day of a given month, you are entitled to withdraw cash free of charge from the following calendar month, and from the second calendar month in the case of a declaration submitted after the 20th day of the month. The Customer is entitled to withdraw cash free of charge via an ATM. The order of free transactions is determined by the actual time of the cash withdrawal. If the combined amount of the first two transactions included in the above free of charge scope exceeds HUF 300 000, the amount above this amount will be charged at the % of the standard transaction fee, taking the maximum fee rate into account. If the customer makes unauthorized use of the free cash withdrawal facility or provides false information in the declaration, the Bank is entitled to claim the fee or cost of the free cash withdrawal retroactively in one amount within the legal framework referred to.

4 For the Basic Account package, four occasional transfer orders executed in the same calendar month, as well as an unlimited number of standing transfer orders, up to a maximum of HUF 100 000 per month in total, are free of charge. In the case of an occasional transfer order, the fees of the UniCredit Bank Retail List of Conditions Bonus account package in force at any given time shall apply to the fee for transactions exceeding the number indicated above and in case of an occasional / permanent transfer order, the difference shall be applied. The Bank takes into account the fee-free condition of transactions executed on the basis of a transfer order on the basis of the accounting order of the transactions.

For the Mobil Aktív Plusz account package, regular and occasional domestic transfers in HUF (within and outside the bank) via Mobile application are free of charge for an unlimited number of transfers. And group direct debit orders, for example for the direct debit of an unlimited number of utility bills, are also free of charge.

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