Ikon account package

 

If you use your bank account frequently and would like to calculate your costs in advance, the Ikon account package may be an idaeal solution for you. It offers several services free of charge1.

 

Free of charge services included in the Premium Banking Ikon account package (1)

  • Unlimited number of HUF transfers is free of charge for both in-bank and bank to bank payment orders by electronic channels (phone, internet, Mobile Banking and Home Banking).
  • Free of charge direct debits.
  • Free of charge HUF standing orders.
  • Free of charge purchases with your bank card.
  • We send free text messages about every amount credited or debited to the bank account and about every bank card transaction.

The standard monthly account management fee for the Ikon bank account is HUF 4,096, from which HUF 2,048 will be refunded2 if at least HUF 400,000 is credited to your account from bank transfers every month or you have savings of at least HUF 5,000,000 at our bank in the given month. UDRI(Unified Deposit Rate Index): 0.01%
Furthermore if you have savings of at least HUF 30,000,000 at our bank, then the full amount of the monthly handling fee will be refunded2 to you.

Also apply for a bank card for your bank account package at a preferential rate (3)

For your Ikon bank account, you can apply for a Mastercard® Unembossed PayPass™, Mastercard Standard or Visa Classic bank card without any issuer fee, and for 1 Mastercard Unembossed PayPass supplementary card without any issuer and membership fee.

Would you like to know what other cards are available? Click here.

What we also offer with your bank account...

  • Would you like to invest your savings? Familiarise yourself with the investment funds traded by UniCredit Bank.
  • Insurance and investment at the same time. Read more about life insurance linked to the savings traded by UniCredit Bank.
  • Apply for a foreign currency account if you frequently travel abroad or wish to keep a large amount in foreign currency.

Useful information on how to use your bank account

  • If you are not one of our clients yet, read more about the simplified way of switching banks.
  • Use our UniCredit ATM machines, equipped with the function, not only to withdraw, but also to deposit cash free of charge4 in our promotion until it lasts.
  • Avoid standing in line at the post office and instead of using yellow cheques pay your utility bills easily and safe with direct debits. You can read about the advantages of direct debits in Hungarian HERE.

Related documents

This information is not comprehensive and does not constitute a contractual offer. In order to qualify as a Premium Banking client, the overall savings held at our bank (deposits and securities) must exceed HUF 5 million, or at least HUF 400,000 per month must be credited to your bank account kept at our bank (transfers between the client’s own accounts not included). The detailed description of the account package and deposit agreement, products and services are included in the announcements and lists of conditions of UniCredit Bank for Private Customers, the Retail Announcement and List of Conditions for clients with Premium Banking account packages and the General Terms and Conditions, as well as the General Business Conditions for Private Customers and the Bank Card Terms and Conditions. The bank reserves the right to amend conditions.


1 In the bank account package, in addition to the transaction fee, a booking entry fee is also charged for each transaction debited to the bank account. The standard fee is 0.1% of the transaction amount, or no more than HUF 6,000. As a promotional offer, the bank will not charge this fee. The standard (non-promotional) fee for cash withdrawal from UniCredit ATMs in Hungary is 0.3%, minimum HUF 215 for Maestro, Mastercard PayPass, Mastercard Standard, Visa Classic, Mastercard Gold, Visa Gold bank cards, and 0.102%, minimum HUF 102 for Premium Banking embossed Mastercard bank cards. The standard (non-promotional) fee for cash withdrawal from other ATMs in Hungary is 0.686% + HUF 481, minimum HUF 645 for Maestro, Mastercard PayPass, Mastercard Standard, Visa Classic, Mastercard Gold, Visa Gold bank cards, and 0.41% + HUF 408, minimum HUF 460 for Premium Banking embossed Mastercard bank cards.  As a promotional offer, the bank will not charge this fee. The standard fee for bank card purchases is 0.2% or no more than HUF 6,000, and, as a special offer, the bank will not charge this fee. The standard fee for text messages is HUF 36 per message and, as a special offer the bank will not charge this fee. All promotional offers are valid until withdrawn.

2 The monthly account management fee will be charged for each month started. The standard monthly account management fee for the Ikon account package is HUF 4,096/month, which will be debited to the bank account of the account holder in respect of the given month in each case. If in the subject month, the client meets any of the following conditions of credits, within the scope of a promotion, HUF 2,048 will be refunded from the account management fee in the next month:
- at least HUF 400,000 is credited to the account in the subject month from bank transfers (not including transfers within your own accounts);
- in the subject month, the account holder has savings of at least HUF 5,000,000 at the bank based on the daily closing balances (when calculating the savings, the bank considers the sight balance of accounts held at UniCredit Bank, the balance of term deposits – for FX deposits, the HUF balance calculated at the MNB FX middle rate valid on the given day – and the current market value of the available aggregate closing portfolio of securities accounts held at UniCredit Bank). This promotional offer is valid until withdrawn.
If in the subject month, the account holder has savings of at least HUF 30,000,000 at the bank based on the daily closing balances, within the scope of a promotion, the total amount of the monthly account management fee will be refunded in the next month. (When calculating the savings, the bank considers the sight balance of accounts held at UniCredit Bank, the balance of term deposits – for FX deposits, the HUF balance calculated at the MNB FX middle rate valid on the given day – and the current market value of the available aggregate closing portfolio of securities accounts held at UniCredit Bank).

3 If you apply for a Mastercard Unembossed PayPass bank card, the standard issuer fee is HUF 2,560, while for Mastercard Standard and VISA Classic bank cards it is HUF 5,016, and, as a special offer, the bank will not charge this fee. This promotion applies only to one primary card without any issuer fee and is valid until withdrawn. If you apply for a Mastercard Unembossed PayPass secondary bank card, the standard issuer fee is HUF 2,560 and the standard membership fee is HUF 2,969, and, as a special offer, the bank will not charge these fees. For an application for a Mastercard Unembossed PayPass secondary bank card, this promotion applies only to one secondary card free of any issuer and membership fee, and is valid until withdrawn.

4 Calculation of charges: the standard fee is 0.2% of the deposit, which will not be charged by the bank as a special offer. This promotional offer is valid until withdrawn.

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