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LEARN ABOUT OUR BANK ACCOUNTS AND CHOOSE THE ONE THAT SUITS YOU BEST

  • Basic Account
  • Mobil Aktív Plusz
  • Ikon Plusz

Basic Account

1,617

HUF/month (11) – (UDRI: 0.01%)

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basic
free services

in the package

  • [UniCredit eBanking]*
  • [UniCredit Telephone Banking]*
  • Direct debits
  • [UniCredit mBanking]* – HUF 150/m
  • Standing orders up to HUF 100,000/m (12)
  • 4 pcs domestic transfers in HUF (12)
  • Monthly 2 statutory domestic ATM cash withdrawals, max. up to HUF 150,000 (7)
Best offer

Mobil Aktív Plusz

249 - 1,799

HUF/month (5) – (UDRI: 0.01%)

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mobil active
free services

in the package

  • [UniCredit eBanking]*
  • [UniCredit Telephone Banking]*
  • Direct debits (6)
  • [UniCredit mBanking]*
  • Standing orders (6)
  • Domestic transfers in HUF via mobile bank (6)
  • Monthly 2 statutory domestic ATM cash withdrawals, max. up to HUF 150,000 (7)

Ikon Plusz

0 - 4,476

HUF/month (1) – (UDRI: 0.01%)

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ikon
free services

in the package

  • [UniCredit eBanking]*
  • [UniCredit Telephone Banking]*
  • Direct debits (2)
  • [UniCredit mBanking]*
  • Standing orders (2)
  • Domestic transfers in HUF via remote channels (2)
  • Monthly 4 domestic cash withdrawals from UniCredit ATM, as a special offer (4)

* Mobile application service [UniCredit mBanking], Internet banking service [UniCredit eBanking], Telephone banking service [UniCredit Telephone Banking]

Debit Bankcard Service

LEARN ABOUT OUR DEBIT BANKCARDS

We offer it for the Mobil Aktív Plusz account package
[MasterCard Standard] Debit card
We offer it for the Ikon Plusz account package
[MasterCard Gold] Debit card

Additional types of Account Packages for private individuals

To whom do we offer the Student Account?

 

to young people aged 14-26, who are

  • high school students, looking for an account for their pocket money, or
  • university or college students, and have their scholarships transferred to it, or
  • career starters with their first salary, or
  • looking for a preferential account package.

If the user is under 18 years of age, a legal guardian must be present and sign the account, and the account may be used with limited discretion within certain limits.

Please check the details!

APPLY

Do you want to secure your retirement years?

 

Prepare consciously for your retirement! The Retirement Savings Accounts allow you to avail of the State's advance saving subsidy. 

Please check the details!

Are you confident that your savings will not be needed for years?

 

In the long term you can even enjoy tax exemption! Investing your savings in a Long-term Investment Contract (TBSz) means you will be able to decrease the ancillary costs. Please check the details!

The information is not comprehensive and is not a contractual offer. The detailed description of the account and deposit agreement, products and services are included in the Announcements and List of Conditions of UniCredit Bank for retail customers, and the General Terms and Conditions,  as well as the Rules of Retail Business and the Business Rules on Bank Cards,  which are available at UniCredit branches or at the www.unicreditbank.hu website. The Bank reserves the right to amend the conditions.

We draw the attention of all interested parties to the MNB consumer protection website and the information guides, comparison and choice tools available there (bank account selector, national branch and ATM locator, fee list comparator), as well as the MNB Financial Navigator, where you will find further useful information for financial decisions.

1 The monthly closing fee is charged for each started month. The standard monthly closing fee for the Ikon Plusz account package is HUF 4 476/month, which will be debited from the Account Holder's bank account for the given month. If in the current month the customer fulfils any of the following credit conditions, HUF 2,238 will be credited from the amount of the closing fee in the following month as part of a promotion:
- a credit of at least HUF 400 000 (not including transfers between their own accounts) is credited to the account in the current month,
- the Account Holder has an average savings balance of at least HUF 5,000,000 with the Bank during the current month, based on the closing balances at the end of the day.
If the Account Holder has an average savings balance of at least HUF 30,000,000 with the Bank during the current month, based on the closing balances at the end of the day, then the full amount of the closing fee will be credited to the bank account in the following month as part of a promotion.
When calculating the savings, the bank considers the sight balance of accounts held at UniCredit Bank, the balance of term deposits – for FX deposits, the HUF balance calculated at the MNB FX middle rate valid on the given day – and the current market value of the available aggregate closing portfolio of securities accounts held at UniCredit Bank.
The promotions are valid until 31.10.2021.
2 No fee, no charge3 services in the Ikon Plusz account package:
- you can make an unlimited number of HUF transfers within and outside the bank through our electronic channels,
- you can issue an unlimited number of direct debit orders and regular transfer orders (in HUF);
- domestic cash withdrawals 4 times a month from UniCredit ATMs
- we send you an SMS about credits, debits and debit card transactions to your bank account;
- You can request a [MasterCard Standard] card for your account package without an issuer fee;

- The issuer fee for the MasterCard Gold MasterCard applied for the Ikon Plusz account under the promotion within the framework of the Online Account Opening or Online Account Application will not be charged by the Bank, and the first annual membership fee will be credited within 30 calendar days after the date of debiting it. The promotion is valid for cards applied for until 31 July 2021. Non-promotional issuer fee: HUF 19,819; membership fee: HUF 23,121
- purchases with debit cards (at home and abroad), including online.
3 In the Ikon Plusz account package, we charge a bookkeeping fee for each transaction debited from the bank account, in addition to the fee for the given transaction. The standard fee equals 0.1% of the transaction amount, or no more than HUF 6,000. As a special offer, the Bank will not charge the fee until 31.10.2021.
The exemption from charges for SMS messages sent about transactions is offered by the Bank as part of a promotional offer. The standard SMS tariff is subject to the applicable List of Retail Conditions - Charges for Electronic Services.
The standard issuer fee for the [MasterCard Standard] touch bank card is HUF 5,251, which the bank does not charge as a special offer for the Ikon Plusz account package. This promotion applies only to one main card at a preferential issue fee. The promotion is valid until 31.10.2021.
The standard fee for purchases using a debit card (at home and abroad) is 0.2% or a maximum HUF 6,000, which will not be charged by the Bank as a special offer. All promotions are valid until 31.10.2021.
4 With the Ikon Plusz account package, cash withdrawals from UniCredit ATMs in Hungary are free of charge 4 times a month. The fee specified above is offered by the Bank as part of a promotional offer. The promotion is valid until 31.10.2021. The Bank applies free of charge ATM transactions (initiated using a debit card or mCash service) – their number is stipulated for each account package – for transactions according to their booking date. The transaction is taken into account in the month in which it is booked. The standard (non-promotional) cash withdrawal fee at a domestic UniCredit ATM using a debit card for Maestro, MasterCard Unembossed, MasterCard Standard, Visa Classic, MasterCard Gold, Visa Gold: 0.333%, min HUF 232; for Premium Banking Embossed MasterCard bankcards 0.110% min. HUF 109. The standard cash withdrawal fee at other domestic ATMs for Maestro, MasterCard Unembossed, MasterCard Standard, Visa Classic, MasterCard Gold, Visa Gold is 0.744% + HUF 521, minimum HUF 699; for Premium Banking Embossed MasterCard 0.445% + HUF 443, minimum HUF 499. The fee for a standard (non-promotional) cash withdrawal at a domestic UniCredit ATM using the mCash service is 0.716% with a minimum of HUF 265.
5 The standard monthly closing fee for the Mobil Aktív Plusz account package is HUF 1,799/month/bank account. The monthly closing fee for the Mobil Aktív Plusz account package will be debited from the customer's bank account for the given month. Providing that in the current month:
- credit of at least HUF 75 000 (not including transfers between their own accounts) is credited to the account, then HUF 800 of the closing fee will be credited to their bank account the following month.
- credit of at least HUF 150,000 (not including transfers between their own accounts) is credited to the account, then HUF 1,300 of the closing fee will be credited to their bank account the following month.
- credit of at least HUF 300,000 (not including transfers between their own accounts) is credited to the account, then HUF 1,550 of the closing fee will be credited to their bank account the following month.
If none of the above crediting conditions are met, no partial amount will be credited from the closing fee.
For the Mobil Aktív Plusz account package - in the event of a new account opening - the Bank shall not check the fulfilment of the above crediting conditions in the month of opening the account and the following month, and shall not charge a monthly closing fee for the account in these two months.
6 For the Mobil Aktív Plusz account package, regular and occasional domestic transfers in HUF (within and outside the bank) via [UniCredit Mobil Bank] are free of charge for an unlimited number of transfers. And group direct debit orders, for example for the direct debit of an unlimited number of utility bills, are also free of charge.
The Bank provides the possibility of cash withdrawals free of charge in accordance with the provisions of Section 36/A of Act LXXXV of 2009 on the Provision of Payment Services and the provisions of the Decree of the Minister of National Economy No. 53/2013 (29 November) NGM. A declaration for a free cash withdrawal may only be made by the holder of the account concerned who meets the legal preconditions and only in respect of one payment account, at a branch or, if the account concerned is connected to the Internet Banking service [UniCredit eBanking], via the Internet Banking Service interface. If the Customer indicates the bank account concerned on the declaration by giving the bank card number, the discount will be secured on the bank account set as primary collateral behind the card. In the case of a valid declaration submitted by the 20th day of a given month, you are entitled to withdraw cash free of charge from the following calendar month, and from the second calendar month in the case of a declaration submitted after the 20th day of the month. The Customer is entitled to withdraw cash free of charge via an ATM. The order of free transactions is determined by the actual time of the cash withdrawal. If the combined amount of the first two transactions included in the above free of charge scope exceeds HUF 150 000, the amount above this amount will be charged at the % of the standard transaction fee, taking the maximum fee rate into account. If the customer makes unauthorised use of the free cash withdrawal facility or provides false information in the declaration, the Bank is entitled to claim the fee or cost of the free cash withdrawal retroactively in one amount within the legal framework referred to.
8 The issuer fee of the MasterCard Standard main card applied for the Mobil Aktív Plusz and Student Account under the promotion within the framework of the Online Account Opening or Online Account Application will not be charged by the Bank, and the first annual membership fee will be credited within 30 calendar days after the date of debiting it. The promotion is valid for cards applied for until 31 October 2021. The non-promotional issuer fee for the Mobil Aktív Plusz account is HUF 5,251 and the annual membership fee is HUF 6,968; for the Student Account, the non-promotional issuer fee is HUF 5,392 and the annual membership fee is HUF 7,156. The issuer fee for the Ikon Plus account package is HUF 0 and the annual membership fee is HUF 6,003. The membership fee will be charged once a year, in arrears. Calculation method: 0.1% of the amount of successful and cleared annual purchases made with the bankcard during the 12 months preceding the due date, with a minimum of the amount indicated. As a special offer, the Bank will not charge the minimum amount indicated above. The promotion is valid until 31.10.2021.

Preliminary registration is required for using MasterCard benefits.

10 The issuer fee for the MasterCard Gold MasterCard applied for the Ikon Plusz account under the promotion within the framework of the Online Account Opening or Online Account Application will not be charged by the Bank, and the first annual membership fee will be credited within 30 calendar days after the date of debiting it. The promotion is valid for cards applied for until 31 July 2021. Non-promotional issuer fee: HUF 19,819; membership fee: HUF 23,121 For Mobil Aktív Plusz account package, the issuer fee is HUF 19,298 and the membership fee is HUF 22,514 For Student account package, the issuer fee is HUF 19,819; the membership fee is HUF 23,121. The membership fee will be charged once a year, in arrears. Calculation method: 0.1% of the amount of successful and cleared annual purchases made with the bankcard during the 12 months preceding the due date, with a minimum of the amount indicated. As a special offer, the Bank will not charge the minimum amount indicated above. The promotion is valid until 31.10.2021.

11 The monthly closing fee of the account may not exceed 1.5% of the minimum monthly gross wage, currently valid on the last day of the year preceding the due date, fixed in the Government Decree in force at any time. The monthly closing fee will be charged after each month started.

12 Four occasional transfer orders executed in the same calendar month, as well as an unlimited number of standing transfer orders, up to a maximum of HUF 100,000 per month in total, are free of charge. In the case of an occasional transfer order, the fees of the UniCredit Bank Retail List of Conditions Bonus account package in force at any given time shall apply to the fee for transactions exceeding the number indicated above and in case of an occasional / permanent transfer order, the difference shall be applied. The Bank takes into account the fee-free condition of transactions executed on the basis of a transfer order on the basis of the accounting order of the transactions.

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