Overdraft facility


UniCredit can be your partner in managing continuous liquidity of your company.

Széchenyi Card

A flexible loan for your business. You can resolve your business financing problems quickly and flexibly with a Széchenyi Card. This overdraft facility, with a preferential interest rate and state subsidy, is a fixed amount, available to your business for a year without any limitation.

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Hitelautomata Extra

UniCredit Bank’s Hitelautomata Extra overdraft facility is a fast and flexible solution to manage any financing difficulty encountered by your enterprise. It provides a HUF or an EUR credit line that is fixed for one year; it can be used freely and is topped up automatically. The amount of credit can reach up to 15% of the annual turnover of the enterprise.

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Praxis overdraft facility

The Praxis overdraft facility is a quick and flexible solution to any temporary financing problem of general practitioners (GPs), paediatricians and dentists. We shall assess your application within 5 working days if you have submitted all the required documents.

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Patika overdraft facility

The Patika overdraft facility is a quick and flexible solution to any temporary financing problem of pharmacies. You do not need to provide any tangible collateral and your maximum credit facility can be 100% of your average monthly revenues from OEP (National Health Insurance Fund).

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Small business overdraft secured by mortgage

The small business overdraft can help you flexibly overcome your temporary financing difficulties. Your company can obtain a short-term overdraft fast and easily, if you apply to UniCredit Bank for it with private or commercial property mortgage. All you have to do is to send all the documents needed for the loan assessment to our Bank’s representatives.

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