Széchenyi Card overdraft facility


A Széchenyi Card, i.e. a Széchenyi overdraft, may be requested by any micro, small and medium-sized enterprise1 that

  • has at least one complete and closed year (if the requested loan is higher than HUF 25 million, then at least two closed years),
  • has no overdue public debts,
  • and complies with the requirements of the Business Regulations on Széchenyi Card Program.

Why is a Széchenyi Card advantageous for your business?

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What are the main features of the Széchenyi Card?
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This information does not constitute a contractual offer.
The detailed conditions are included in the Bank's currently effective 'List of Conditions of the Széchenyi Program for Small Business Clients’. The other terms are specified in the individual contracts and in the Bank's General Terms of Business. The Bank reserves the right to unilaterally amend the conditions and to grant a loan based on application subject to its own approval process.


1 Sole entrepreneurs, single person companies, business associations and cooperatives, as defined in the Act on small and medium enterprises (currently Act XXXIV of 2004) can take part in the Széchenyi Card program.

2 Read the Business Regulations on the Széchenyi Card program to find out more on the collateral requirements for the loan.

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