Electronic banking



By using our Internet Banking service it is easy to initiate transfers, and check your account balance – do your banking the way that's the most convenient for you!

  • It is easy to manage your company's banking from your home, the office, your business trips within and outside the country, and
  • your electronic transfers cost you less than the normal paper-based ones.


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Token user manual



Our Mobile Banking service helps you to keep your finances under control since you can manage your company's finances easily and quickly from your smartphone wherever you are.


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Manage the finances of your business simply, quickly and safely with our installed Spectra and Spectra Light programs. From your office (or home), independently of the banking hours, you can non-stop

  • give orders to the bank,
  • have disposal over your accounts, or  
  • get information on your account.


Further details

ViCA (Virtual Chipcard Application)


ViCA (Virtual Chipcard Application) is available for UniCredit Bank clients as well. ViCA application can be used to log-in to Spectra/SpectraNet and to sign banking orders there instead of the current authentication methods (like mToken).

  • The application is available for mobile phones with Android or IOS operating system furthermore it can be installed on computers with Windows operating system
  • The ViCA application can be downloaded from the application stores (Google Play, App Store, Windows 10 Microsoft Store), but the download links are also available below
  • How to use ViCA you can find instructions below and in the Help menu within the application 

Should you have any question in relation to the above, do not hesitate to contact your relationship manager or our Call Center at (+36 1/20/30/70)  325 3200. Our colleagues are at your disposal.


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