Information about the repayment moratorium

Based on the Act LVIII of 2020 on transitional rules and epidemiological preparedness related to the cessation of an emergency situation, our bank is providing an automatic payment moratorium for eligible clients for loans listed below. Thus, eligible clients are subject to postponed fulfilment on their principal, interest and fee payment obligations arising from their contracts.

What does the payment moratorium apply to?

  • The payment moratorium shall apply to loans that have already been disbursed based on contracts existing on or before 18 March 2020.
  • The period of the payment moratorium will run until 31 December 2020.
  • The moratorium covers the following types of loans: retail mortgage loans, Babaváró incentive loans, personal loans, credit card loans, overdraft facilities, employer’s loans, financial leasing contracts and loans granted to SMEs.
What do I need to do if I wish to take advantage of the payment moratorium as a private individual? What will happen after the moratorium?
What do I need to do if I wish to continue to pay my loan repayments as a private individual?
What do I need to do if, as a private individual, I wish to continue to pay the instalments of a loan combined with a Fundamenta Lakáskassza prior home savings contract?
How can I submit my declaration?
What do I need to do if I do not want to take advantage of the moratorium now, but I change my mind?
Data disclosure to the Central Credit Information System (KHR) on overdue credit transactions, changes during the period of the payment moratorium
Information for small businesses
Information for corporates

Our information about the repayment moratorium is continuously updated with the latest details and recent major developments.

 

Please familiarize yourself with our notice and banking advice relating to the prevention of the coronavirus!

 

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