UniCredit Mastercard credit card promotion
2018. March 1.- 2018. April 13.

Try our credit cards without obligations! As part of our promotion, you can now apply for a UniCredit credit card1 without issuer fee. We even refund the membership fee at the end of the first year2.

Why is it practical to have a credit card?

  • Because you don’t need to turn down an unrefusable offer even at the end of the month.
  • In our cash refund promotion you may get a refund of HUF 1 for every HUF 100 spent.
  • Debit cards are not accepted by numerous service providers for hotel reservations or car rentals, etc.
  • You can make purchases free of interest if you settle the full balance at the end of the repayment period3.
  • Do you have a UniCredit account? Set up an automatic transfer order for automatic repayment.

This is how you can get to the UEFA Champions League Final:

Remember to bring to the UFEA Champions League Final in Kiev

  • the great company of 1 person to share this unforgettable experience with,
  • a valid passport, as Kiev is not in the European Union,
  • the jersey of your favourite team/player,
  • last, but not least, good cheer!

UniCredit Bank will take care of your travel, accommodation, meals and programmes, including 2 exclusive tickets for the UEFA Champions League Final in Kiev.

For filing your credit card application, please present the following documents at your nearest UniCredit branch:

  • Personal identification document (one of the following documents: a personal ID card, a passport or a driver’s license)
  • Tax ID
  • Official address registration card (address card)
  • Income certificate:
    - For employees: Certificate of employment not older than 30 days, using the Bank’s form
    - For pensioners: NYUFIG (Pension Disbursement Directorate) certificate and pension disbursement slip
    - For entrepreneurs: Income certificate issued by the National Tax and Customs Administration
    - If the source of income is the applicant’s own company: Clearance certificate issued by the National Tax and Customs Administration. If the company is listed in the database of taxpayers free of public dues, the certificate is not necessary.
  • If you have an account with another bank, a certified copy of the original account statement or e-statement for the last two months, or an e-statement with electronic signature, or an account statement printed on our Bank’s terminal.

 

The forms required for the application are available on our website.

APR4: 35.39%–36.20%

For the UniCredit Orange credit card projected onto a credit line of HUF 375 000. The monthly fixed credit interest to be charged is 2.22 %. If a credit card agreement is concluded with the bank for an indefinite period, the annual percentage rate (APR) for the 1-month settlement period in the first year: for a full loan amount, a credit line of HUF 375 000 and a term of one year, the APR is 36.20%. If you accept a credit card with a credit line of HUF 375 000 and after its receipt you spend the whole amount immediately, and only repay the minimum amount for 11 months which meets the criteria of the minimum repayment amount, calculated in this example: HUF 18 750, but settle the total debt in the 12th month, the total estimated fee of the loan based on the assumptions and parameters taken into account upon the determination of the APR: HUF 101 948, while the total estimated amount payable by the client: HUF 476 948, which includes HUF 150 monthly closure fee, card issuer fee is HUF 0, beside the interest.

For the UniCredit Blue credit card projected onto a credit line of HUF 375 000. The monthly fixed credit interest to be charged is 2.22 %. If a credit card agreement is concluded with the bank for an indefinite period, the annual percentage rate (APR) for the 1-month settlement period in the first year: for a full loan amount, a credit line of HUF 375 000 and a term of one year, the APR is 36.20%. If you accept a credit card with a credit line of HUF 375 000 and after its receipt you spend the whole amount immediately, and only repay the minimum amount for 11 months which meets the criteria of the minimum repayment amount, calculated in this example: HUF 18 750, but settle the total debt in the 12th month, the total estimated fee of the loan based on the assumptions and parameters taken into account upon the determination of the APR: HUF 101 948, while the total estimated amount payable by the client: HUF 476 948, which includes HUF 150 monthly closure fee, card issuer fee is HUF 0, beside the interest.

For the UniCredit Gold credit card projected onto a credit line of HUF 750 000. The monthly fixed credit interest to be charged is 2.22 %. If a credit card agreement is concluded with the bank for an indefinite period, the annual percentage rate (APR) for the 1-month settlement period in the first year: for a full loan amount, a credit line of HUF 750 000 and a term of one year, the APR is 35.79%. If you accept a credit card with a credit line of HUF 750 000 and after its receipt you spend the whole amount immediately, and only repay the minimum amount for 11 months which meets the criteria of the minimum repayment amount, calculated in this example: HUF 37 500, but settle the total debt in the 12th month, the total estimated fee of the loan based on the assumptions and parameters taken into account upon the determination of the APR: HUF 201 674, while the total estimated amount payable by the client: HUF 951 674, which includes HUF 150 monthly closure fee, card issuer fee is HUF 0, beside the interest.

For the UniCredit Platinum credit card projected onto a credit line of HUF 1 000 000. The monthly fixed credit interest to be charged is 2.22 %. If a credit card agreement is concluded with the bank for an indefinite period, the annual percentage rate (APR) for the 1-month settlement period in the first year: for a full loan amount, a credit line of HUF 1 000 000 and a term of one year, the APR is 35.39%. If you accept a credit card with a credit line of HUF 1 000 000 and after its receipt you spend the whole amount immediately, and only repay the minimum amount for 11 months which meets the criteria of the minimum repayment amount, calculated in this example: HUF 50 000, but settle the total debt in the 12th month, the total estimated fee of the loan based on the assumptions and parameters taken into account upon the determination of the APR: HUF 265 937, while the total estimated amount payable by the client: HUF 1 265 937, which includes HUF 0 monthly closure fee, card issuer fee is HUF 0, beside the interest.

 

This information is not comprehensive. The detailed terms and conditions are included in the Conditions of Participation document.

The detailed conditions for credit cards are set out in the Bank’s General Terms and Conditions and its Bank Card Terms and Conditions, while the details of the terms and conditions are described in the document ‘List of Conditions for Credit Card Holder Private Clients’. The Bank conducts its own credit assessment to decide on the issue of the credit card and on the credit line to be offered.

1 Included in this promotion are Mastercard Orange, Mastercard Blue, Mastercard Gold and Mastercard Platinum credit cards issued during the promotion period. (Credit cards replaced during this application period do not classify as newly issued cards.) Credit cards used for covering the Cardholder’s business expenses (Mastercard Orange, Mastercard Blue, Mastercard Gold, Mastercard Platinum) do not participate in the promotion.

2 The membership fees will be credited if the credit card is still valid or it is not being cancelled at the time of charging the membership fee.

3 In order to meet the conditions for interest-free card use, you may only use your credit card for purchase transactions.

4 The APR figure was determined by taking into consideration the prevailing terms and conditions as well as the applicable legislation. The rate may be modified upon changes to the conditions. The APR figure does not reflect the interest rate risk of the credit.

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