Premium Banking

The cornerstone of our Premium Banking service is that you and your advisor jointly find the financial solutions that best fit your needs.

PREMIUM BANKING - YOUR FINANCES, YOUR ADVISOR


Convenient and tailor-made service nationwide for our premium clients. The cornerstone of our Premium Banking service is that you and your advisor jointly find the financial solutions that best fit your needs.

Who can benefit from the Premium Banking service?

Clients, who

  • are looking for a wide range of enhanced banking services;
  • think that account management and investment services covering every requirement are important;
  • would like to receive personal advice for making their investment decisions;
  • need, based on their time schedule, a flexible service and the opportunity to make appointments;
  • believe in the advantages resulting from a long term fiduciary relationship.

In order to qualify as a Premium Banking customer, the following requirements have to be met:

  • overall savings held with our bank1 must exceed HUF 5 million OR
  • minimum HUF 400 000 is credited on the current account via Bank transfer (transfering money among the own accounts of a Client is not considered as Bank transfer by the Bank) per month

The fulfilment of segment criteria is reviewed yearly, whereupon the Bank verifies whether or not Customers actually meet the eligibility criteria. In case of not fulfilling the segment criteria the Bank notify the customers by mail about the modification of the client status and the required change of the contract.

 

For your attention!

 

Related documents

This information is not comprehensive; further information can be found in the Bank's List of Retail Conditions and in the Announcement – Benefits Offered to Clients of a Premium Banking or Exclusive Premium Banking Customer Status. Please see the General Business Conditions for a detailed description of the deposit contract.

 


1 During the calculation of the overall savings the Bank takes into consideration the sight balance of Unicredit current accounts, term deposit balances – in case of foreign currency the Bank uses the actual mid rate of the NBH during the conversion to HUF -  and the current market value  of the aggregate closing balance of the securities account at Unicredit Bank as well.

SAVINGS AND INVESTMENT OPPORTUNITIES


When compiling their savings portfolio, our Premium Banking clients can rely on expert assistance and our wide product range. Our investment spectrum ranges from low risk stable yield savings to more risky investments that offer the possibility of higher yields, including, among others, the following products:

  • in addition to traditional fixed term deposits, fixed term deposits linked to BUBOR1 and LIBOR1 benchmark interest rates are offered exclusively for our Premium Banking clients;
  • investment funds offer saving opportunities from an optionally short investment horizon to a time-span of several years. Our clients can choose from the wide investment portfolio of Pioneer Fund Manager, and also from the portfolio of other fund managers;
  • you can also choose from our wide government bond range, so that you can enjoy the safety offered by fixed interest rates at a minimum risk;
  • our range also includes shares listed on the Budapest Stock Exchange, if you are looking for equity investment opportunities. Our Premium Banking clients can access stock exchange orders at a favourable rate 2;
  • in our Bank's portfolio you can find long-term investment opportunities supporting self-sufficiency, such as the Long-term Investment Contract (LTIC) and the Retirement Savings Account (RSA), as well as Building Society products, which may even be exempt from interest rate tax3, subject to compliance with statutory conditions;
  • if you believe that safety is also important in addition to your saving goals, you can choose from our range of unit linked investments.

In order to qualify as a Premium Banking customer, the following requirements have to be met:

  • overall savings held with our bank4 must exceed HUF 5 million OR
  • minimum HUF 400 000 is credited on the current account via Bank transfer (transfering money among the own accounts of a Client is not considered as Bank transfer by the Bank) per month

The fulfilment of segment criteria is reviewed yearly, whereupon the Bank verifies whether or not Customers actually meet the eligibility criteria. In case of not fulfilling the segment criteria the Bank notify the customers by mail about the modification of the client status and the required change of the contract.

 

For your attention!

 

Related documents

The information is not comprehensive; for further information please see the currently valid Announcement – On-Demand and Term Deposits, Interest Rate Conditions of UniCredit Bank Hungary Zrt. for Private Individuals and in the List of Conditions for Private Individuals. Please see the General Business Conditions for a detailed description of the deposit contract.

 

1 BUBOR and LIBOR references are identical to the BUBOR and LIBOR reference yields applicable for the given term. Their values, as of the deposit value date, are identical to the benchmark yield published for the preceding business day. Please see the Retail Announcement and List of Conditions for Clients with Premium Banking Account Packages for details.

2 Iwith regard to shares bought on the Budapest Stock Exchange, the share transaction fees for retail clients are listed in the announcement entitled Retail Announcement and List of Conditions – Discounts Offered for Clients of a Premium Banking or Exclusive Premium Banking Customer Status.

3 Detailed conditions are outlined in Act CXVII of 1995 on personal income tax. The detailed conditions for the LRIC account are listed in the Retail List of Conditions – Conditions for UniCredit LTIC Accounts; the detailed conditions for the RSA account are listed in announcement entitled Retail List of Conditions - Announcement for Conditions of Managing Retirement Savings Accounts.

4 During the calculation of the overall savings the Bank takes into consideration the sight balance of Unicredit current accounts, term deposit balances – in case of foreign currency the Bank uses the actual mid rate of the NBH during the conversion to HUF -  and the current market value  of the aggregate closing balance of the securities account at Unicredit Bank as well.

The National Deposit Insurance Fund protects deposits placed within the amount of 100 000 euro. This protection is valid only for deposits and excludes securities.

CHOOSE A PREMIUM BANKING ACCOUNT PACKAGE AND BANK CARD THAT FITS YOUR NEEDS!


From our range of bank accounts choose the product that best fits your everyday financial requirements and your lifestyle.

Being a Premium Client1, your IKON account package will not only offer predictability, but also beneficial rates!

 

Predictable costs   ̶  IKON account

If you use your account frequently, you initiate transactions regularly and you would like to plan your expenses in a predictable manner, the IKON account package might be the ideal solution.
With this account package you can access several services free of charge2, in an unlimited manner. If you meet the conditions of a Premium Banking customer statues, we will subsequently credit HUF 2,000 from the previous month’s account handling fee (HUF 4,000)3. You might even reduce your account management fee to zero, if, based on your end-day closing balances, the amount of savings managed by our Bank is not less than HUF 30,000,0004. (EBKM: 0.01%) Further information on the account.

 

Request a Premium Banking debit card with your account package!

Enjoy our premium service too when you use your bank card. In addition to increased standard purchase and ATM limits, the card offers the holder not only premium travel insurance, but also assistance services. Check out the details!

In order to qualify as a Premium Banking customer, the following requirements have to be met:

  • overall savings held with our bank5 must exceed HUF 5 million OR
  • minimum HUF 400 000 is credited on the current account via Bank transfer (transfering money among the own accounts of a Client is not considered as Bank transfer by the Bank) per month

The fulfilment of segment criteria is reviewed yearly, whereupon the Bank verifies whether or not Customers actually meet the eligibility criteria. In case of not fulfilling the segment criteria the Bank notify the customers by mail about the modification of the client status and the required change of the contract.

 

For your attention!

 

Related documents!

This information is not comprehensive and does not constitute a contractual offer. Please see UniCredit Bank’s List of Retail Conditions – Debit Card List of Conditions, the General Business Conditions and the Business Rules on Bankcards for the detailed conditions and the description of the account and deposit agreements The bank reserves the right to modify the conditions.

 

1 The attainment and retention of a Premium Banking client status is subject to your savings deposited with our bank (in the form of a deposit or securities) exceeding HUF 5 million or to a minimum of HUF 400,000 being credited to your account, managed by our bank, from transfers (excluding transfers between your own accounts).

2 The fee will not be charged as part of a promotional offer, which is valid until withdrawn. The normal fees are listed in the currently valid Retail Announcement and List of Conditions for Clients with Premium Banking Account Packages and the "List of Conditions and Announcement – for Premium Private Banking Clients”.

3 The normal monthly account handling fee for the Ikon account package is HUF 4,000 per month, which will in each case be debited to the bank account of the account holder in respect of the given month. If, in the subject month, the client meets either of the following crediting conditions, as part of a promotional offer, HUF 2,000 will be refunded from the account management fee in the upcoming month:
- at least HUF 400,000 is credited to the account in the subject month from bank transfers (not including transfers between your own accounts);
- in the subject month and based on the daily closing balances, the account holder has savings managed by the bank amounting of at least HUF 5,000,000 (when calculating the amount of savings, the bank will consider the sight balance of accounts held at UniCredit Bank, the balance of term deposits (in the case of FX deposits, the HUF balance calculated at the NBH central exchange rate valid on the given day) and the current market value of the available aggregate closing portfolio of the securities accounts managed by UniCredit Bank).  This promotional offer is valid until withdrawn.

4 The normal monthly account handling fee for the Ikon account package is HUF 4,000 per month, which will in each case be debited to the bank account of the account holder in respect of the given month. If, in the subject month and based on the daily closing balances, the account holder holds savings managed by the bank amounting to at least HUF 30,000,000, the full amount of the account management fee will be credited, as part of a promotional offer, to the bank account in the following month. (When assessing the total savings amount, the Bank takes into consideration the following: overnight balance of accounts held at UniCredit Bank, balance of term deposits – for FX-based deposits, the HUF balance calculated on the central exchange rate for the given day applies – and the current market value of the available overall closing portfolio of securities accounts held at UniCredit Bank.)This promotional offer is valid until withdrawn.

5 During the calculation of the overall savings the Bank takes into consideration the sight balance of Unicredit current accounts, term deposit balances – in case of foreign currency the Bank uses the actual mid rate of the NBH during the conversion to HUF -  and the current market value  of the aggregate closing balance of the securities account at Unicredit Bank as well.

Mobile Phones
Mobile.UniCredit


or

UniCredit Bank Hungary Zrt.


Head Office: 1054 Budapest, Szabadság tér 5-6.
Post address: 1242 Budapest Pf. 386


Tel.: +36 (1/20/30/70) 325 3200
Fax: 06/1-353-4959



Bank code: 109
SWIFT: BACXHUHB
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