Sending securities order drafts to mBanking

Conditions for sending securities order drafts to the UniCredit mBanking mobile app

The account holder must be a private individual over the age of 18 with an existing current account, securities account and mBanking service who:
wants to give a securities order in a branch or after consulting with a Private Banking advisor (with or without advisory), using the Telephone Banking service (the client must have the right to dispose of both the current and the securities account using Telephone Banking),
is able to log in to the mBanking mobile application linked to the securities account (see the Investment module), and
is able to approve the order draft sent by the advisor within the available timeframe.

What types of securities orders can be given using order drafts?

Buying retail government bonds
Buying and selling investment funds
Buying and selling stocks listed on the Budapest Stock Exchange (BSE) (with limit price)
Placing regular monthly investment orders through the Regular Savings Program

What types of accounts can order drafts be provided for?

Securities order drafts can be placed for the following account types:

Main accounts (in HUF, EUR or USD)
Long-term Investment Contract (TBSz) accounts
Regular Savings Program (RMP) accounts
Pension Savings Accounts (NYESZ):
- only for PIL2 (“old money”) accounts,
- no order drafts can currently be placed for PIL1 (“new money”, ending with 600x) account

How can I approve a securities order draft using mBanking?

Call the Telephone Banking service (+36 (1/30) 325 3200), talk to a Private Banking advisor or visit a branch,
discuss the details of the planned order draft with our employees, who will then send the order draft to your mBanking application,
tap the push notification or log in to the mBanking mobile application, then tap on the “To approve” item on the Performance screen where you will find the list of order drafts waiting for your approval,
open the order draft you wish to approve by tapping on it,
check the order draft details and the ex-ante,
if everything is correct, accept the “Declarations and other information” and then press the “Confirm and send” button, and
finalize signing the order draft using the PIN code you use to log in to mBanking or by using biometric identification.

How much time do I have to approve the order draft?

You will be able to approve the order draft until midnight of the banking day following the day it was sent out. If you do not approve the order draft by this time, it will be set to expired status and you will be required to provide a new order. You can provide a new order using the mBanking mobile application, calling the Telephone banking service (+36 (1/30) 325 3200), or contacting a Private Banking (by phone or in person) or expert branch advisor (in person), where they will help you give your new order.

What if the order draft is not identical to what I wanted to do?

If this happens, don’t approve the order draft. Tap on the “Reject order draft” button or let it expire, and notify our expert colleagues as soon as you can, so they can send you a new order draft with the correct content.

What if I would like to give more than one securities order?

Our colleagues will record the order drafts for you. You will have the chance to review them after they are all sent out and, if you find everything to be in order, you can sign them.

Where can I find my Order draft history?

You can access earlier sent, rejected and expired order drafts on the Investment module’s Performance screen by tapping on Account history and choosing the Order draft history tab. Similarly to self-service tasks, the order drafts will also appear under the Orders tab after you have successfully signed them and then under the Transactions tab once they have been executed.

What do the various order draft statuses mean?

Signed: the client has signed the order draft using their PIN code or using biometric identification

Rejected: the client has rejected the order draft

Expired: the order draft was not signed during its term of validity; it has now expired and the bank has not received it for execution