Text message (SMS) Authentication



If you want to use the SMS authentication option, please visit one of our branches or call our Telephone Banking service, where after proper identification (details on the „Electronic Services” under the „Telephone Banking Service”) our colleagues will help you activate this service.


Our system generates a One Time Password to authenticate each login and payment transaction in the eBanking service, and sends it in a in text message to your phone. You need to type this password – consisting of 6 numbers – into an entry field which appears for this purpose in the eBanking service.


We would like to recommend you to change from SMS authentication method to mToken. MToken is UniCredit Bank’s own digital token,. It is easy to activate and always accessible on your mobile for internet banking. Moreover, with the new push notification function, internet banking becomes more convenient. You will receive a push notification after each transaction. With tapping on it you can authorise the transaction. Please find more information about mToken here.

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