UNICREDIT PARTNER SERVICE FOR THE EMPLOYEES OF PRIVILEGED PARTNERS


Partnership and cooperation may bring advantages to our everyday lives that we could not attain otherwise. Take the advantage of this opportunity to benefit from the discounts available only to UniCredit Privileged Partners!


What does the Partner Service offer to you?

For the employees we offer a discount packages that hold advantages not only for weekdays, but for the important moments of life as well.

PARTNER PRESTIGE PACKAGE

For those who are looking for a bank account with free of charge transactions and even a refundable monthly account management fee. Those wishing to use individual credit facilities and want a unique savings offer.

PARTNER PRESTIGE BANK ACCOUNT

services for free of charges11

 

  • Account keeping with fee reimbursement2 UDRI: 0.01%
  • Direct debit orders free of charge
  • Standing orders free of charge
  • one-off transfers free of charge, if given electronically
  • Unlimited number of cash withdrawals free of charge from domestic UniCredit ATMs and any other ATM located in Hungary
  • Bankcard purchases free of charge
  • Free SMS notification on credits and debits received to the bank account as well as on bankcard transactions
  • The Issuer Fee and annual Membership fee of the debit cards are free of charge
  • SpectraNet Light and MobilApp services are free of charge


For the detailed terms & conditions, see the Special Conditions for the Partner Prestige Account Package in its up-to-date version.

1 The Bank ensures the special bank account conditions specified in the List of Conditions connected to the Partner Prestige account package for a term of 2 years from the date of account opening. After the lapse of 2 years from account opening, the account package will change into the “Partner Ikon Plusz” account package, and shall be governed by the terms and conditions set out in the document “Special Conditions for UniCredit Partner Aktív Plusz and Partner Ikon Plusz Packages”, with notice sent to the customer. The Bank may deviate from the 2-year period as per this section in the customer’s favour, and shall have the right to prolong it with notice to the customer.

2 The normal account handling fee of package is HUF 8,000/month/account. This amount is to be debited on the client’s account every month. The full amount of the account handling fee is credited on the account if minimum HUF 600,000 is credited – via Bank transfer – on the account during the given calendar month (transferring money among the own accounts of a Client is not considered as Bank transfer). HUF 4,000 is credited promotionally on the account if less than HUF 600,000 but at least HUF 300,000 is credited – via Bank transfer – on the account during the given calendar month (transferring money among the own accounts of a Client is not considered as Bank transfer). HUF 2,000 is credited on the account if less than HUF 300 000 but at least HUF 200 000 is credited – via Bank transfer – on the account during the given calendar month (transferring money among the own accounts of a Client is not considered as Bank transfer). If the credit conditions are not met, no refund will not be applied. The Bank is not monitoring the incoming credit conditions on the account during the opening and the first following month. During this period the Bank is not charging the monthly account handling fee on the account. UDRI (Unified Deposit Rate Index): 0.01%.

UNIQUE CREDIT AND LOAN CONDITIONS

Housing loan from an interest rate of 2,08 %

Overdraft Facility

Should you want to buy something offered at promotional price or you need to cover unexpected costs, the bank automatically fulfils your payment orders up to the amount of the overdraft facility belonging to the current account. Thus, with the overdraft facility, you can pay your invoices even if you face unexpected costs.

 

With the Partner Prestige account package, you can take an overdraft facility at UniCredit at a discount rate3.

 

  • Flexible, as you use as much as you need from the credit line, and the bank will automatically top up from the monthly income credited to the bank account.
  • Interest is only charged on the amount used.
  • You can apply for the UniCredit overdraft facility to redeem any existing overdraft facilities at another bank too; So that – in case of a positive rating – your finances can be more transparent.

APR: 6.06%4 In case of the refund of the total monthly account maintenance fee.

For more information on the details, the available discounted interest rates and their conditions, please refer to the dedicated advisor of the Bank.

3 The Bank ensures the special overdraft facility conditions specified in the List of Conditions connected to the Partner Prestige account package for a term of 2 years from the date of account opening. After the lapse of 2 years from account opening, the terms and conditions concerning UniCredit Overdraft Facility as set out in the document “Announcement — Loans without Real Estate Collateral” in its up-to-date version shall govern, with notice sent to the customer. The Bank may deviate from the 2-year period as per this section in the customer’s favour, and shall have the right to prolong it with notice to the customer.
4
The APR figure was determined taking into account the current terms and conditions, the laws currently in force and, in the case of the contractual fulfilment of the credit agreement, the closing fee refund connected to the Partner Prestige account package for the entire term of the credit (the normal closing fee of the account package is HUF 8,000 per month, which was taken into account in the calculation of APR); upon any change in the terms and conditions, the measure of APR may change, and its value does not reflect the interest rate risk of the credit in the case of variable interest rate loans. The value of APR calculated without the consideration of the account closing fee refund related to the account package: 34.36%

 

Credit Card

With the Partner Prestige account package, you can apply for a credit card at UniCredit at a discount annual interest rate.

 

In our cash refund promotion5 you may receive a refund of HUF 1 for every HUF 100 you spend, provided that you fulfil the specified requirements, and in this way you can save thousands of forints each year.

Additionally, the Issuer fee and annual Membership fee of UniCredit Orange, UniCredit Blue and UniCredit Gold credit cards applied for in relation to the account package are also released!6

APR: 10.42%7 In case of the refund of the total monthly account maintenance fee.

Please use our credit card comparison application available on our website, where you’ll find even more information on credit cards:https://www.unicreditbank.hu/en/individual/borrow/credit_card.html

 

For more information on the details, the available discounted interest rates and their conditions, please refer to the dedicated advisor of the Bank.

5 The details of the money refund action provided for retail credit cards and the terms and conditions of the credit can be found at https://www.unicreditbank.hu/en/individual/borrow/credit_card/statement.html.
6
The Bank ensures the special conditions specified in the List of Conditions connected to the Partner Prestige account package for a term of 2 years from the date of account opening. After the lapse of 2 years from account opening, the terms and conditions set out in the document “List of Conditions for Credit Card Holding Retail Customers” in its up-to-date version shall govern, with notice sent to the customer. The Bank may deviate from the 2-year period as per this section in the customer’s favour, and shall have the right to prolong it with notice to the customer.
7
The APR figure was determined taking into account the current terms and conditions, the laws currently in force and, in the case of the contractual fulfilment of the credit agreement, the closing fee refund connected to the Partner Prestige account package for the entire term of the credit (the normal closing fee of the account package is HUF 8,000 per month, which was taken into account in the calculation of APR); upon any change in the terms and conditions, the measure of APR may change, and its value does not reflect the interest rate risk of the credit in the case of variable interest rate loans. The value of APR calculated without the consideration of the account closing fee refund related to the account package: 31,47-37,39%.


Mortgage Loans

In the case of mortgage loans, we offer more favorable interest rates to our customers holding Partner Prestige account packages compared to retail conditions.

APR: 2.57 -5.93%8 In case of the refund of the total monthly account maintenance fee.

You can decide whether

• you will use the loan to purchase a new or previously occupied homes, or for renovations or construction;

• you require loan with a grace period of 6 or 12 months;

• the loan is taken for a short time or a long-term and how long it takes to repay the amount: You can choose a maturity between 2 – 30 years;

• what kind of real estate is offered as collateral: the collateral can be up to three Hungarian

unencumbered residential, holiday resort or holiday property or construction sites.

 

You decide whether the interest rate of your mortgage loan should be:

• indexed to the reference rate; in such cases, the Bank shall charge a fixed surcharge for the 12-month BUBOR (Budapest Interbank Offered Rate), or

• variable by 5 or 10-year interest rate periods, or

• fixed for the whole term, which may be 10, 15 or 20 years.

Our special offer for loans with a discounted interest rate is valid until withdrawal. As a precondition for the disbursement of mortgage loans, the customer should have a property insurance for the collateral real estate, pledged to the Bank, as well as a Partner Prestige account at UniCredit Bank.


For more information on the details, the available discounted interest rates and their conditions, please refer to the dedicated advisor of the Bank.

8 The APR figure was determined jointly taking into account the current terms and conditions, the laws currently in force and, in the case of the contractual fulfilment of the credit agreement, the TOP premium active discount and the discount connected to the Partner Prestige account package, and furthermore the closing fee refund connected to the Partner Prestige account package for the entire term of the credit (the normal closing fee of the account package is HUF 8,000 per month); upon any change in the terms and conditions (including in case the interest rate is linked to a reference rate, any change in the reference rate), the measure of APR may change, and its value does not reflect the interest rate risk of the credit in the case of variable interest rate loans. The value of APR calculated without the consideration of the account closing fee refund related to the account package: 7.25-10.35%

SAVINGS

3% HUF deposit interest rate

Plan your financial future consciously, and choose savings opportunities meet your life situation and plans!

A special offer of 3% HUF deposit interest rate for 2-month term deposits (UDRI 3.04%,  the standard UDRI of 0.01%).

Our customers with Partner Prestige account package may achieve an annual deposit interest rate of 3.00% if they invest their savings in our special offer of 2-month UniCredit HUF term deposits (UDRI 3.04%; standard UDRI 0.01%). It is one of eligibility criteria that the deposit should increase the amount of the customer’s savings held at the Bank.9

 

Our experts will help you in placing your savings, whether you want time deposits, regular saving schemes or other investments. If certain criteria are met, you can even increase your wealth by investing in tax-free saving schemes.

9 The promotion is valid for 2 months calculated from account opening, and concerns deposits newly placed by private individuals (i.e. coming from outside the Bank) whereby the customer increases his/her savings held at UniCredit Bank as compared with a reference date determined in the List of Conditions for the Partner Prestige Package in its up-to-date version. For any further detailed terms of the special offer deposit, see the Bank’s List of Conditions for the Partner Prestige Package.

 

Please ask our mobile banker for more details, about the discounts and the terms and conditions of the offer, or find out more from the Special Conditions for the Partner Prestige Account Package

PARTNER IKON PLUSZ PACKAGE

For those who are looking for a bank account with a fixed monthly account management fee and unlimited number of free transactions.

PARTNER IKON PLUSZ ACCOUNT PACKAGE

If you often use your bank account, regularly initiate transactions, and would like to have predictable costs, the Partner Ikon Plusz account package may be the ideal solution for you. Partner Ikon bank account package can save you significant banking costs, because in addition to the reduced monthly closing fee10 HUF 1,024 it includes a number of free services. Recommended for highly active clients with higher-income. UDRI: 0.01%

  • Free of charges one-off transfers and standing orders
  • Free of charges direct debit orders.
  • Free of charges unlimited number of ATM cash withdrawals.11
  • Free of charges cash deposit through UniCredit ATMs.12
  • Free of charges text message notifications about a wide range of transactions.13
  • Card issuer fee is not charged in case of Mastercard Standard/VISA Classic debit card application.14

 

The bank offers additional discounts in the Partner Ikon Plusz package for those customers who have overdraft facility, credit card or mortgage loan at the Bank:15

 

  • the monthly account handling fee can be reduced further10
  • Free of charges SpectraNet Internet Banking Light service.16

DISCOUNTED OVERDRAFT FACILITY

Overdraft facility with 1.00% discount compared to the standard interest rate, for the employees of Partner Companies, in case of the Partner Ikon Plusz account package.

In case of overdraft applied related to  Partner Ikon Plusz account package

  • Amount of the credit line: HUF 150,000-3,000,000; the available limit is specified based on the loan assessment; it can be a maximum of 250% of the regular monthly account credit/income.
  • You can apply for the UniCredit overdraft facility to redeem any existing overdraft facilities at other banks, too.
  • In our promotion17, if you use your account actively, the handling fee for the overdraft facility is HUF 0 for the first year. APR:18 24.59% (APR18 with normal conditions: 25,66%)

A representative example: When applying for an overdraft facility of HUF 375,000 related to Partner Ikon Plusz package, with a term of 1 year, the standard interest rate is 18.91%, and it is variable. This calculation was prepared assuming that the total credit line will be withdrawn immediately and the crediting defined during the term will be completed, then the portion available from the credit line will be withdrawn each time, in this case the APR is 25.66%. Amount of instalment: HUF 5 909 which is the monthly interest rate calculated for the utilisation of the total credit line. For a loan  contracted according to the conditions given herein, the total amount repayable by the client is HUF 461,101 the total cost of the loan is HUF 86,101 which includes the annual handling fee: HUF 2,900 and HUF 1,024 of account handling fee beside interest.

 

Please ask our mobile banker for more details, about the discounts and the terms and conditions of the offer, or find out more from the Special Conditions for the Partner Ikon Plusz Account Package

 

PARTNER AKTÍV PLUSZ PACKAGE

For those who want favorable transaction fees, and even a refundable monthly account management fee.

PARTNER AKTIV PLUSZ ACCOUNT PACKAGE

The advantage of the Partner Aktív Plusz Package is that it rewards receiving income. The monthly  account handling fee of HUF 510 can be reduced by fee reimbursement or it can be zeroed out. UDRI: 0.01%. Good choice for daily banking.

 

  • Monthly account handling fee that can be zeroed out with reimbursement, from a monthly credit of HUF 120,000.19
  • Free of charges ATM cash withdrawal twice a month, up to the set bankcard limit.20
  • Free of charges direct debit orders.21
  • Free of charges SpectraNet Internet Banking Light service.22
  • Free of charges Cash in payments through UniCredit ATMs.23
  • Free of charges notification about credited items in text messages.24
  • Card issuer fee is not charged  in case of  Mastercard Unembossed bankcard application. 25

 

The bank offers additional discounts in the Partner Aktív Plusz package for those customers who actively use26 their UniCredit credit card:

  • Free of Charge standing orders twice a month 27
  • Free of Charge payment orders given via electronic channel a total of four times a month28

DISCOUNTED OVERDRAFT FACILITY

Overdraft facility with 1.00% discount compared to the standard interest rate, for the employees of Partner Companies, in case of the Partner Aktív Plusz and Partner Ikon Plusz account packages

In case of overdraft applied related to  Partner Aktív Plusz account package

  • Amount of the credit line: HUF 100,000-3,000,000; the available limit is specified based on the loan assessment; it can be a maximum of 250% of the regular monthly account credit/income.
  • You can apply for the UniCredit overdraft facility to redeem any existing overdraft facilities at other banks, too.
  •  In our promotion18, if you use your account actively, the handling fee for the overdraft facility is HUF 0 for the first year. APR:19 22.59% (APR19 with normal conditions: 23,64%)

A representative example: When applying for an overdraft facility of HUF 375,000 related to Partner Aktív Plusz package, with a term of 1 year, the standard interest rate is 18.91%, and it is variable. This calculation was prepared assuming that the total credit line will be withdrawn immediately and the crediting defined during the term will be completed, then the portion available from the credit line will be withdrawn each time, in this case the APR is 23.64%. Amount of instalment: HUF 5,909 which is the monthly interest rate calculated for the utilisation of the total credit line. For a loan contracted according to the conditions given herein, the total amount repayable by the client is HUF 454,933; the total cost of the loan is HUF 79,933 which includes the annual handling fee: HUF 2,900 and HUF 510 of account handling fee beside interest.

Please ask our mobile banker for more details, about the discounts and the terms and conditions of the offer, or find out more from the Special Conditions for the Partner Aktív Plusz Account Package.

 

CONVENIENT ADMINISTRATION

Have you ever been in a situation when you needed to talk to a specialist about your financial needs or get personal information about banking products outside of the bank's opening hours?

As part of our Partner services, we will provide you with a mobile banker, who

  • be available at your workplace as well, if your employer provides this opportunity;           
  • supports you in the free bank change process in case you want to make use of the advantages offered by UniCredit going forward.

FLEXIBLE ASSISTANCE FOR THE REALISATION OF YOUR PLANS

Everyone’s life is promoted by its grand goals and plans. Buying a new home, completing a renovation long dreamt of, but even an exciting travel may be an extraordinary undertaking. In such cases it is good to have a reliable partner in addition to our own reserves.

Using the help of our mobile banking network, you can easily navigate through UniCredit Bank's retail credit products. At your request, our colleagues are welcome to visit you at home or your workplace at a pre-agreed appointment.  They participate in person in the preparation of loan transactions, monitor the subsequent procedures and continue to liaise with you.

Find out more about the available options and benefits, ask for the help of our colleagues to find the ideal solution!

 

Have we caught your attention?

By entering your personal details, you can initiate a bank account opening or a loan application and request a recall or further information.

Our colleagues will contact you based on the data you submit and will discuss with you the details of the account opening or other product applications. The bank will use the data only for the purposes of data reconciliation and store it only for a period of 60 days from registration.

 

Are you interested, but have questions to ask?

If you would like to contact our bank urgently, please call our +36 1 801 1868 central information line, which is available within 24 hours.

 

Our Partner packages are offered to employees whose employer concludes a Cooperation Agreement with our Bank for these services. Those private customers are entitled to open a Partner account package who have registered on the electronic platform provided by the Bank; at the reception hours provided by the bank or at the branch network indicate their need in person and, before opening the account, their entitlement is proved by a duly signed employer's certificate filled in by the employer.

 

Related documents:

Special Conditions for the Partner Prestige Account Package

Special conditions for UniCredit Partner Aktív Plusz and Partner Ikon Plusz Packages

Employer’s Certificate – For Partner Packages
Employer’s Certificate – Complete, for other products

The detailed terms & conditions, as well as a detailed description of bank account agreements and the term deposit agreement are included in the Bank’s Lists of Conditions from time to time in effect, its announcements concerning the given product and its Business Rule Books, which are available in our website as well as at our branches.

 Our documents Responsible Lending and Banking Glossary may help you get informed about our credit products, and in the website of the Financial Consumer Protection Centre of the National Bank of Hungary you can find product descriptions that support responsible decision making and apps that enable comparisons. Please make a responsible and prudent borrowing decision, taking your income situation into account. Throughout the lifetime of the loan, you must maintain an account kept at UniCredit Bank. As a precondition for a mortgage loan, the customer should have a property insurance for the collateral real estate, pledged to the Bank.

The APR has been determined by taking into consideration the prevailing terms and conditions as well as the applicable legislation, and the rate may be modified if conditions change. For loans with variable interest rates, the APR rate does not reflect the interest rate risk of the loan.

This information is not all-inclusive. The terms of the credit products listed above are included in the List of Conditions for Retail Customers of UniCredit Bank Hungary Zrt. and its Announcements concerning the conditions of credit products offered to private individuals (“Announcement – Conditions of Loans Provided by UniCredit Bank Hungary Zrt. to Private Individuals”). The Bank reserves the right to amend its terms and conditions. The Bank shall take decision on providing the loan based on the submitted documents, in accordance with the provisions of its List of Conditions in its up-to-date version, its General Terms & Conditions, Retail Rule Book and Bankcard Rule Book, based on its own credit evaluation. Our Lists of Conditions and Announcements are available in the branch network of UniCredit Bank, as well as in its website.

10 The normal monthly account handling fee of Partner Ikon Plusz account package is 4,096 HUF, that is debited on the account every month.

i) If the Account Holder fulfills one of the following requirements, then HUF 2,048 will be credited to the account in the following month, as a promotion:

- at least HUF 200,000 has been credited – via Bank transfer – on the account during the given calendar month (transferring money among the own accounts of a Client is not considered as Bank transfer),

- or has an overall savings**, held at our bank, in the daily closing average amount of at least HUF 5,000,000.

ii) If the Account Holder fulfills both of the following two requirements, then HUF 3,072 will be credited to the account in the following month, as a promotion:

- at least HUF 300,000 has been credited – via Bank transfer – to the account during the given calendar month (transferring money among the own accounts of a Client is not considered as Bank transfer),

- Account Holder has a loan of the following loan products:  credit card or mortgage loan, hence before the given calendar month a contract of any loan products listed above has entered into force and it is still in force.

iii) If the Account Holder has an overdraft, facility in the given calendar month, and the  overdraft agreement entered into force before that month, and it is still effective, then HUF 1,024 is charged to the account as account maintenance fee.

As a promotion, the full account handling fee will be refunded in the following month, if the Account Holder’s average daily closing balance of savings** in the value at least HUF 30,000 000 in the actual month.       
All promotions are valid until revoked.

** During the calculation of the overall savings the Bank takes into consideration the sight balance of UniCredit current accounts, term deposit balances – in case of foreign currency the Bank uses the actual mid-rate of the NBH during the conversion to HUF -  and the current market value  of the aggregate closing balance of the securities account at UniCredit Bank as well.

11 This promotional offer is valid until withdrawn and shall apply to domestic cash withdrawals. The normal (non-promotional) fee for cash withdrawal from UniCredit ATMs in Hungary for Maestro, Mastercard Unembossed, Mastercard Standard, Visa Classic, MasterCard Gold, Visa Gold bankcards: 0.307%, minimum HUF 215, for Premium Banking Embossed MasterCard bankcards: 0.102%, minimum HUF 102. The normal fee for cash withdrawal from other ATMs in Hungary for Maestro, Mastercard Unembossed, Mastercard Standard, Visa Classic, Mastercard Gold, Visa Gold bankcards: 0.686% + HUF 481, minimum HUF 645; for Premium Banking Mastercard bankcards: 0.4%1 + HUF 409, minimum HUF 460.
12
Calculation of fee: the normal fee is 0.2% of the deposit, which will not be charged by the Bank as a special offer. This promotional offer is valid until withdrawn..
13
The aforementioned discount shall be provided by the Bank as a special offer for the Partner Ikon Plusz Account Package for the debit and credit entries on the bank account and successful, unsuccessful and cancelled cash withdrawals and purchases with debit cards. This promotional offer is valid until withdrawn. As for the normal fees, the charges specified in the “Electronic services – List of conditions for retail clients” shall be applicable (currently HUF 36 per text message).
14
This promotional offer is valid until withdrawn. Promotion can be qualified for only one piece of main card and is valid until revoked The Mastercard Standard or VISA Classic debit bankcards not promotional, normal issuer fees are specified in the currently valid “List of Conditions for Retail Clients – Debit Bankcards”
15
“Activity criteria”: the Bank provides further discount related to Partner Ikon Plusz account package, if Account Holder fulfills the following requirement (“Activity criteria”):

- at least HUF 300,000 has been credited – via Bank transfer – to the account during the given calendar month (transferring money among the own accounts of a Client is not considered as Bank transfer),

- Account Holder has a loan of the following loan products: credit card or mortgage loan, hence before the given calendar month a contract of any loan products listed above has entered into force and it is still in force..
16
If Account Holder has a loan of one of the following loan products: overdraft, credit card or mortgage loan, hence before the given calendar month a contract of any loan products listed above has entered into force and it is still in force, then service is provided by the Bank promotionally free of charges in the given calendar month. Promotion is valid until revoked. Normal fee is HUF 150 per month.
17
  The condition for participating in the promotion is that an income of a minimum of 25 percent of the approved credit line should be credited to the bank account connected to the credit line, for a period of 12 months following being granted the service. The details and the valid conditions are included in the Announcement for Loans not Secured by a Property. This promotional offer is valid until withdrawn. The current standard amount of the handling costs is 1 percent of the credit line, minimum HUF 2,900.
18
The Annual Percentage Rate (APR) is the internal rate of return at which the present value of the liabilities payable by the consumer (installments and fees) expressed in annual percentage equals the loan amount disbursed by the lender. For loans with variable interest rates, the APR will not reflect the interest rate risk of the loan.
19
The rates indicated above are provided by the Bank as a promotional offer and are subject to specified conditions. This promotional offer is valid until withdrawn. The condition for crediting the full amount of the closing fee is that, in the given calendar month, the client should have at least HUF 120,000 in total credited to the account from transfer transactions (transfers between own accounts are excluded), while the condition for the partial crediting of HUF 200 is that the client should have at least HUF 75,000 in total credited to the account from bank transfers. The non-handling fee is HUF 510.
20
As a special offer, the Bank shall not charge any fee for cash withdrawal from one domestic UniCredit and another domestic ATM, up to the limit of the daily bankcard limit. This promotional offer is valid until withdrawn. “List of conditions for retail clients – debit bankcards” shall apply to the amount of the daily bankcard limit and the non-promotional fees. The normal (non-promotional) fee for cash withdrawal from UniCredit ATMs in Hungary for Maestro, Mastercard Unembossed, Mastercard Standard, Visa Classic, Mastercard Gold, Visa Gold bankcards: 0.307%, minimum HUF 215, for Premium Banking Mastercard bankcards: 0.102%, minimum HUF 102. The normal fee for cash withdrawal from other ATMs in Hungary for Maestro, Mastercard Unembossed, Mastercard Standard, Visa Classic, Mastercard Gold, Visa Gold bankcards: 1.096% + HUF 552, minimum HUF 737; for Premium Banking Embossed MasterCard bankcards: 0.41% + HUF 409, minimum HUF 460. The free ATM transaction(s) included in the given fee package are determined based on the date of booking on the bank account i.e. the transaction will belong to the month in which it is booked. If in respect of the relevant account and for a given month, based on the declaration submitted, a client is entitled to statutory free cash withdrawals, for such month the ATM fee discount included in the account package shall not be valid.
21
Free of charge is a promotional offer of the Bank. The promotion is valid until revoked. Normal fee is 0.307% min. HUF 51, max. HUF 6,144.
22
Normal fee: HUF 150 / month it is not charged by the Bank during the promotion period. The promotion period is valid until revoked.
23
Calculation of fee: the normal fee is 0.2% of the deposit, which will not be charged by the Bank as a special offer. This promotional offer is valid until withdrawn.
24
The aforementioned discount shall be provided by the Bank as a special offer for credit entries on the bank account in the case of the Partner Aktív Account Package. This promotional offer is valid until withdrawn. As for the normal fees, the charges specified in the “Electronic services – List of conditions for retail clients” shall be applicable (currently HUF 36 per text message).
25
This promotional offer is valid until withdrawn. Promotion can be qualified for only one piece of main card and is valid until revoked The Mastercard Unembossed debit bankcard not promotional, normal issuer fee is specified in the currently valid “List of Conditions for Retail Clients – Debit Bankcards”
26
Activity criteria”: the Bank provides further discount related to Partner Aktív Plusz account package, if Account Holder fulfills the following requirement (“Activity criteria”):

- applies for a credit card (issued by the Bank) as private customer and uses this credit card actively as defined by the Bank (“active card usage”): “Active card usage” is defined by the Bank as an activity, when minimum HUF 150.000 of card transactions is debited on the credit card account in every period of 6 settlement cycles after signing credit card contract. In case of transactions not initiated in HUF the converted HUF amount debited on the credit card account shall be counted.

If Account Holder fulfills the requirements described above (“activity criteria”), then the Bank provides special conditions - detailed in this List of conditions - from the calendar month following the 6. settlement period after signing credit card contract and the Bank provides these special conditions at least for 6 calendar months. The Bank looks over the fulfillment of active card usage at the end of every 6. settlement period, and if the requirements are not fulfilled, in such case Account Holder shall not be entitled to these special conditions in the following 6 calendar months, and fees not linked to activity criteria indicated in this List of Conditions shall be applied.
27
If Account Holder fulfils criteria describe in section 26 above, in such cases Bank executes the first two standing orders in the given calendar month promotionally free of charge, and in case of other transactions the Bank does not charge minimum fee . Promotion is valid until revoked. The order of transactions is defined based on the booking dates in the given calendar month. Normal fee is 0.307% min. HUF 92, max. HUF 6,144
28
If Account Holder fulfils criteria describe in section 26 above, in such cases Bank executes the first two transfer orders (initiated via SpectraNet Internet Banking / Mobil Banking and UniCredit Mobil application)  in the given calendar month promotionally free of charge, and in case of other transactions (initiated via SpectraNet Internet Banking / Mobil Banking and UniCredit Mobil application)  the fee is 0.307% , max. HUF 6,144. Promotion is valid until revoked. The order of transactions is defined based on the booking dates in the given calendar month
.

Spinning wheel animation

Loading