Subsidised and refinanced loans
NBH Funding for Growth Scheme
UniCredit Bank offers loans under Phase 3 of the Funding for Growth Scheme (hereinafter FGS3) Program launched by the National Bank of Hungary (hereinafter NBH), which continues to aim at improving financing of companies classified as micro, small and medium-sized enterprises for investment loan purpose in forint and in euro.
In case of HUF loans further details here.
In case of EUR loans further details here.
At UniCredit Bank you can apply for the products of Export promoting credit program of Eximbank.
EXIM CIRR loan over 2 years term for export pre-financing
UniCredit Bank provides a CIRR-based fixed interest rate credit facility in EUR or USD refinanced by the Magyar Export-Import Bank Zrt. (hereinafter Eximbank) for pre-financing the direct export of goods and services as well as the direct product delivery supporting export of the domestic products to companies in order to promote their export operations and supplier activities. Further details here
EXIM investment credit facility
UniCredit Bank provides CIRR-based fixed interest rate credit facility in EUR, USD or HUF with minimum 2 years, maximum 5 years term calculated from the end of the implementation of the investment refinanced by Eximbank in frame of Export Promoting Credit Program for financing investments that support the direct export of goods or services of enterprises as well as supplier transactions promoting domestic export by delivery of goods or services. Further details here
EIB loan ensures direct access to advantageous funds of European Union on the basis of an agreement between UniCredit Bank and the European Investment Bank (EIB). EIB Loans are available for investment projects and long term working capital financing for SMEs and Mid Cap companies.
EIB Mid Cap Loan
The EIB Mid Cap Loan provides favourable terms and conditions for investment projects and long term working capital financing of Mid Cap companies operating in the field of agriculture, industry and service sector if they are eligible according to EIB rules and they have at least 250, but less than 3,000 employees on a consolidated basis at the time of signing the loan agreement. Further details here
EIB SME Loan
The EIB SME Loan provides favourable terms and conditions for investment projects and long term working capital financing of SMEs operating in the field of agriculture, industry and service sector if they are eligible according to EIB rules. Further deatils here
On the basis of refinanced loan programs of the Hungarian Development Bank (MFB) loans with favourable interest are available in forint on EURIBOR interest basis.
MFB Business Financing Program 2020
The Business Financing Program 2020 of MFB grants long term financing in forint with favourable conditions on EURIBOR interest basis to micro-, small and medium-sized enterprises and large corporations in order to increase their role in employment, to strengthen their innovation ability and supplying activities, to finance their investments aiming at environmental protection, development of rural areas and health care, as well as to provide additional resources for tenders. Further details here
MFB Public Transport Development Financing Program
The main purpose of the Public Transport Development Financing Program of MFB is to grant favourable loans to companies operating in public transport in order to improve the safe and environment friendly public transport. Further details here
MFB Municipal Infrastucture Development Program 2020
MFB Municipal Infrastructure Development Program 2020 provides a long term investment financing in HUF on EURIBOR interest basis with advantageous interest rate to municipalities for the completion of their voluntary and legally bound infrastructure-development tasks and for their investment projects. Further details here