Subsidised and refinanced loans

NBH Funding for Growth Scheme Fix

UniCredit Bank offers loans under the Funding for Growth Scheme Fix Program (hereinafter FGS Fix) launched by the National Bank of Hungary (hereinafter NBH), which provides forint investment financing with advantageous fixed interest rate for companies classified as micro, small and medium-sized enterprises. Further details of the program here.

EIB loans

UniCredit Bank provides loans with favorable terms and conditions for investment projects and long term working capital financing of SMEs and Mid-Caps in HUF or in EUR based on a finance contract concluded with the European Investment Bank (hereinafter EIB).

Further details on EIB SME loans here

Further details on Mid Cap loans here

At UniCredit Bank you can apply for the products of Export promoting credit program of Eximbank.



The UniCredit Bank offers investment and working capital loans refinanced by Magyar Export-Import Bank Zrt. (hereinafter Eximbank) with favourable, subsidised interest rate in HUF or EUR for domestic SMEs and large enterprises. The purpose of the loan program is to improve the competitiveness of enterprises businesses and to promote their appearance in export markets.

On the basis of refinanced loan programs of the Hungarian Development Bank (MFB) loans with favourable interest are available in forint on EURIBOR interest basis.


MFB Business Financing Program 2020

The Business Financing Program 2020 of MFB grants long term financing in forint with favourable conditions on EURIBOR interest basis to micro-, small and medium-sized enterprises and large corporations in order to increase their role in employment, to strengthen their innovation ability and supplying activities, to finance their investments aiming at environmental protection, development of rural areas and health care, as well as to provide additional resources for tenders. Further details here


MFB Public Transport Development Financing Program

The main purpose of the Public Transport Development Financing Program of MFB is to grant favourable loans to companies operating in public transport in order to improve the safe and environment friendly public transport. Further details here


MFB Municipal Infrastucture Development Program 2020

MFB Municipal Infrastructure Development Program 2020 provides a long term investment financing in HUF on EURIBOR interest basis with advantageous interest rate to municipalities for the completion of their voluntary and legally bound infrastructure-development tasks and for their investment projects. Further details here


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