Student account

 

Start your independent life with the right bank account! If you need an account which you can have your pocket money, scholarship money or your first salary transferred to, and it is important for you that your finances won’t cost too much, choose the Student Account. If are 18, you can apply for electronic services as well, so you can manage your banking conveniently and quickly.

 

Who is the Student account for?

Young people aged 14-26 who are:

  • at secondary school and seeking an account for their pocket money, or
  • university, college students and wish to have their scholarship money transferred to it, or
  • new recruits for their first salary, or
  • looking for discount account packages.

If you are under 18, the presence and signature of a legal guardian is necessary, and the account can be used only under specific conditions, with a limited right of disposal.

What preferential services does the Student Account package offer you? (1)

  • Preferential monthly fee: the monthly account management fee is HUF 203 EBKM (Unified Deposit Rate Index): 0.01%.
  • Preferential bank card: you can apply for a Mastercard® Unembossed PayPass bank card with a 50% issuer fee discount; in this way you can use a modern and quick solution for making bank card payments.
  • Purchases made with your bank card free of charge.
  • You can top up the balance of your pre-paid mobile phone through UniCredit ATMs.
  • Text message (SMS) service free of charge: you can request notifications about your bank card payments and cash withdrawals, so you can always keep track of your balance.

What we offer in addition to your Student Account

  • Manage your banking online or on your mobile phone, at home or on the road with our electronic services. You can apply for these services if you have turned 18.
  • Do you sometimes have higher unforeseen expenses? If you turned 18, there is a possibility for you to top up the balance of your bank account in such cases. Click here for the details.
  • If you plan to spend a semester or a shorter period abroad, apply for an FX account.

Useful information on how to use your bank account

  • If you have a bank account at another bank, we can help you to switch banks! Read more about the simplified way of switching banks.
  • Use our UniCredit ATM machines, equipped not only with the function, not only to withdraw, but also to deposit cash free of charge2 in our promotion while it lasts.
  • The Student Account is automatically transformed into a Privát Plusz account from the first day of the month following the account holder’s 26th birthday. From this time onward, the conditions of the Privát Plusz account shall apply to the account holder. These conditions are included in the List of Conditions for Private Customers.
  • Avoid standing in line at the post office and instead of using yellow cheques pay your utility bills easily and safe with direct debits. You can read about the advantages of direct debits in Hungarian HERE.

Related documents

  • MNB’s information on finances for young people (in Hungarian)
  • List of Conditions

Apply

 

This information is not comprehensive and does not constitute a contractual offer. The detailed description of debit cards and the electronic services are included in the announcements and lists of conditions of UniCredit Bank for private customers, the General Terms and Conditions, as well as the General Business Conditions for Private Customers and the Bank Cards Terms and Conditions. The bank reserves the right to amend conditions.

 

1 The method for the monthly account management fee calculation: 0.01% of all transactions, but at least the amount indicated. As a special offer, the bank will not charge any amount exceeding the minimum amount indicated above. This promotion is valid until withdrawn. The standard issuer fee for a Mastercard Unembossed PayPass bank card is HUF 2,560. In a Student account package, the bank will charge the preferential fees instead of the standard fees as a special offer. This promotion applies only to one primary card at a preferential issuer fee and is valid until withdrawn. The standard fee for bank card purchases is 0.3% or no more than HUF 6,000, which will not be charged by the bank as a special offer. All promotional offers are valid until withdrawn.

2 Calculation of charges: the normal fee is 0.2% of the deposit, which will not be charged by the bank as a special offer. This promotional offer is valid until withdrawn.