Visa Business debit cards

 

The embossed business card can be used safely in many parts of the world, in Hungary and abroad for purchases and for cash withdrawals.
Pay with a bankcard instead of cash because it is faster and more comfortable and you do not have to keep cash with you. Let your card be a useful part in your every day life!

 

What benefits do these debit cards offer to our clients?

  • The Visa Business cards enable specific employees of the company to cover the costs of official trips and business entertainment, and can also be used for other business purposes in Hungary and abroad. (purchase electronic access, rental cars, cost of accomodation, business meals) The cards can be used to withdraw cash and make payments too.  Automatically insurance belongs to the card. (sickness, accident and luggage insurance)
  • You can set cash withdrawal and purchase limits for each card individually.
  • Instead of your current account, a separated account can be set up for the card with a balance set by you.
  • In the event of the card is lost or stolen, it can immediately be blocked in Hungary or abroad to avoid unauthorized use.
  • In the event of loss or theft of the card, you can request a replacement card and also have the option for urgent cash withdrawal.

What are the additional benefits of the Visa Business cards?

  • You can use the card for payment even if it is not present during your purchase, to book a hotel room or rent a car.
  • The membership fee already includes a Standard travel, accident, sickness and luggage insurance so you can feel safe on your trips both abroad and in Hungary.
  • It is a unique service of our bank on the Hungarian market that more than one HUF and/or FX account can be linked to the cards. In this case, you can decide about the settlement of debits. One option is that the debiting can take place in a previously specified order: primary the first given account till its balance is depleted, then the second given account, and so on.
    The other option is that the debiting can take place in the account of the settlement currency. This means the domestic debits are settled in the HUF account, and normally foreign debits in the FX account. This service is especially useful for clients who use their card both in Hungary and abroad as conversion costs can be greatly reduced, if not entirely avoided. There is also an option for fee settlement with an account setting separately for fees.
  • The settlement currency for Visa cards in the case of domestic transactions is HUF; the settlement currency for all foreign transactions is USD. If the settlement currency and the currency of the account to be debited differ, the conversion occurs at the exchange rates used by the bank on the date of the debiting.

What do we also offer with your Visa Business bankcards?

  • Keep track of your bank card transactions and your account balance with our text message (SMS) service.
  • Apply for an Extra travel insurance for your card if you look for higher safety.

Useful information about using your card

  • If you have lost your bank card or it has been stolen, block it immediately with our Telephone Banking service by calling +36 1/20/30/70  325 3200.
  • If you have more than one account at UniCredit you can use the same bank card to have access to all account balances (HUF and foreign currency). Read more about the flexible account settings here.

Related documents

Debit Card list of conditions for Small Business clients
Debit Card List of Conditions for Enterprises, Municipalities and Business Organisation
ATM finder

Insurance documents

Apply

 

The information is not comprehensive and is not a contractual offer. The detailed description of the products and services is included in the Announcements and List of conditions of debit bankcards, the General Terms and Conditions, as well as General Business Conditions and the Bank Card Terms and Conditions. The bank reserves the right to amend the conditions.