BASIC ACCOUNT
Do you like to manage your finances consciously?
The Basic Account package is provided by our bank in accordance with Decree 262/2016 on access to the basic account, characteristics of the basic account and remuneration. (VIII. 31.) in accordance with the provisions of the Government Decree (the Government Decree).
According to a legal provision1, a Basic Account may be opened by retail customers entitled to reside in an EEA state who do not have a payment account maintained in Hungary with UniCredit Bank or any other payment service provider and have no right to dispose of such forint accounts or if they already have a payment account maintained in HUF. , or with the right to dispose of such an account, they declare that this payment account has been terminated or the right of disposal has been terminated.
Below we briefly present the Basic Account, about which you can find full information in the detailed Client Information.
Monthly closing fee of the account: HUF 1,7452 / bank account, UDRI: 0.01%
What free services does the Basic Account include?
- an unlimited number of direct debits,
- the execution of 4 domestic occasional HUF transfer orders per month, as well as an unlimited number of regular and / or permanent HUF transfer orders submitted via electronic channels or bank branch forms in the total value of up to HUF 100,0003,
- In case of cash withdrawal4, you can choose to have it monthly
i. twice, from any ATM in Hungary, up to a total of HUF 150,000 or
ii. withdraws a maximum of HUF 50,000 once, at the cash desk of any of our bank branches,
- you can deposit HUF into your UniCredit bank account free of charge at our ATMs and bank branches suitable for cash deposits.
Free amenities:
- 1 debit bank card can be requested for the Basic Account as a main card free of charge for an Issuer and an annual Card Membership Fee5, with which card purchases are also free of charge.
- mobile application service [UniCredit mBanking] 6 special offers
- Internet banking service [UniCredit eBanking] 7
- telephone banking service [UniCredit Telefonbank]
- E-account statement
What else do we offer in addition to your bank account?
Do you travel often? Select [Mastercard Gold Touch Debit Card] next to your account package for the debit card service. The card is linked to Gold level passenger insurance, and you can also use the Budapest Airport Acceleration Bar with it. This allows you to get to the security check faster.
Related documents
The information is not comprehensive and is not a contractual offer. The detailed description of the account and deposit agreement, products and services are included in the Announcements and List of Conditions of UniCredit Bank for retail customers, and the General Terms and Conditions, as well as the Rules of Retail Business and the Business Rules on Bank Cards, which are available at UniCredit branches or at the www.unicreditbank.hu website. The Bank reserves the right to amend the conditions.
1Decree 262/2016 on access to the Basic Account, characteristics of the Basic Account and remuneration. (VIII.31.) Sz. Government decree.
2The monthly closing fee of the account is 1.5% of the minimum monthly gross minimum wage, currently valid on the last day of the year preceding the due date, fixed in the Government Decree in force at any time.
3Four occasional transfer orders executed in the same calendar month, as well as an unlimited number of standing transfer orders, free of charge, up to a maximum total amount of HUF 100,000 per month. In the case of an occasional transfer order, the fees of the UniCredit Bank Retail List of Conditions Bonus account package in force at any given time shall apply to the fee for transactions exceeding the above amount in case of additional occasional / permanent transfer orders above the above limit. The Bank takes into account the fee-free condition of transactions executed on the basis of a transfer order on the basis of the accounting order of the transactions.
4The Bank takes into account the fee-free condition of cash withdrawal transactions on the basis of the accounting order of the transactions.
5One of the Mastercard Standard and Mastercard Gold debit debit cards can be requested as a main card free of charge for an Issuer and an annual Card Membership Fee. You can find out about the normal issuer and annual membership fees of bank cards from the list of retail Bank Card conditions in force at any time.
6The normal fee for a single entry for a mobile application service is HUF 2,000, which the Bank does not charge as a special offer. The normal fee for the service is HUF 150 / month, which the Bank does not charge as a special offer, if the customer successfully logs in to the mobile application service at least once in a given calendar month. The promotion is valid until 31.10.2022.
7The normal one-time fee for the Internet banking service is HUF 2,000; The normal monthly fee is HUF 150, which the Bank does not charge as a special offer. The promotion is valid until 31.10.2022.
