<?xml version="1.0" encoding="UTF-8"?>
<!DOCTYPE exchange_rates SYSTEM "">
<exchange_rates bank="UBH" base_currency="HUF" date="08.07.2026" version="1.0">
<exchange_rate type="CASH_PURCHASE_RATE" valid_from="08.07.2026">
<currency name="AUD" rate="207.6115" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T06:40:02.816+01:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T09:09:03.749+01:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T11:05:39.648+01:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T16:04:57.994+01:00"/>
<currency name="CAD" rate="210.3045" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CHF" rate="370.776" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CNY" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CZK" rate="13.7395" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="DKK" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="EUR" rate="341.7017" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="GBP" rate="399.6945" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HKD" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T06:40:00.455+01:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T08:33:17.814+01:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T11:01:15.687+01:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T16:17:21.156+01:00"/>
<currency name="JPY" rate="1.8455" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="NOK" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="PLN" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RON" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RSD" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RUB" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="SEK" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="TRY" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="USD" rate="298.7235" timestamp="2026-07-08T06:40:02.703+02:00"/>
</exchange_rate>
<exchange_rate type="CASH_SALE_RATE" valid_from="08.07.2026">
<currency name="AUD" rate="222.6115" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T06:40:02.816+01:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T09:09:03.749+01:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T11:05:39.648+01:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T16:04:57.994+01:00"/>
<currency name="CAD" rate="225.5045" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CHF" rate="397.576" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CNY" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CZK" rate="15.4935" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="DKK" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="EUR" rate="366.4883" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="GBP" rate="428.6945" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HKD" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T06:40:00.455+01:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T08:33:17.814+01:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T11:01:15.687+01:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T16:17:21.156+01:00"/>
<currency name="JPY" rate="1.9795" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="NOK" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="PLN" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RON" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RSD" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RUB" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="SEK" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="TRY" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="USD" rate="320.3235" timestamp="2026-07-08T06:40:02.703+02:00"/>
</exchange_rate>
<exchange_rate type="CASH_MIDDLE_RATE" valid_from="08.07.2026">
<currency name="AUD" rate="215.1115" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T06:40:02.816+01:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T09:09:03.749+01:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T11:05:39.648+01:00"/>
<currency name="BGN" rate="0" timestamp="2025-12-31T16:04:57.994+01:00"/>
<currency name="CAD" rate="217.9045" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CHF" rate="384.176" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CNY" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CZK" rate="14.6165" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="DKK" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="EUR" rate="354.095" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="GBP" rate="414.1945" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HKD" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T06:40:00.455+01:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T08:33:17.814+01:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T11:01:15.687+01:00"/>
<currency name="HRK" rate="0" timestamp="2022-12-30T16:17:21.156+01:00"/>
<currency name="JPY" rate="1.9125" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="NOK" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="PLN" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RON" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RSD" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RUB" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="SEK" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="TRY" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="USD" rate="309.5235" timestamp="2026-07-08T06:40:02.703+02:00"/>
</exchange_rate>
<exchange_rate type="FX_PURCHASE_RATE" valid_from="08.07.2026">
<currency name="AUD" rate="211.3955" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="BGN" rate="194.007" timestamp="2025-12-31T06:40:02.816+01:00"/>
<currency name="BGN" rate="193.685" timestamp="2025-12-31T09:09:03.749+01:00"/>
<currency name="BGN" rate="193.608" timestamp="2025-12-31T11:05:39.648+01:00"/>
<currency name="BGN" rate="193.608" timestamp="2025-12-31T16:04:57.994+01:00"/>
<currency name="CAD" rate="214.3835" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CHF" rate="378.883" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CNY" rate="44.8249" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CZK" rate="14.377" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="DKK" rate="46.591" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="EUR" rate="349.33025" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="GBP" rate="408.333" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HKD" rate="38.8278" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HRK" rate="52.3975" timestamp="2022-12-30T06:40:00.455+01:00"/>
<currency name="HRK" rate="52.3319" timestamp="2022-12-30T08:33:17.814+01:00"/>
<currency name="HRK" rate="52.3645" timestamp="2022-12-30T11:01:15.687+01:00"/>
<currency name="HRK" rate="52.5676" timestamp="2022-12-30T16:17:21.156+01:00"/>
<currency name="JPY" rate="1.881" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="NOK" rate="31.0592" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="PLN" rate="81.0925" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RON" rate="66.51381" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RSD" rate="2.9681" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RUB" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="SEK" rate="31.5271" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="TRY" rate="6.4969" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="USD" rate="305.4945" timestamp="2026-07-08T06:40:02.703+02:00"/>
</exchange_rate>
<exchange_rate type="FX_SALE_RATE" valid_from="08.07.2026">
<currency name="AUD" rate="219.1355" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="BGN" rate="200.727" timestamp="2025-12-31T06:40:02.816+01:00"/>
<currency name="BGN" rate="200.385" timestamp="2025-12-31T09:09:03.749+01:00"/>
<currency name="BGN" rate="200.308" timestamp="2025-12-31T11:05:39.648+01:00"/>
<currency name="BGN" rate="200.308" timestamp="2025-12-31T16:04:57.994+01:00"/>
<currency name="CAD" rate="222.2435" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CHF" rate="390.423" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CNY" rate="46.4681" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CZK" rate="14.904" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="DKK" rate="48.299" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="EUR" rate="359.96975" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="GBP" rate="420.773" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HKD" rate="40.2512" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HRK" rate="53.8855" timestamp="2022-12-30T06:40:00.455+01:00"/>
<currency name="HRK" rate="53.8181" timestamp="2022-12-30T08:33:17.814+01:00"/>
<currency name="HRK" rate="53.8515" timestamp="2022-12-30T11:01:15.687+01:00"/>
<currency name="HRK" rate="54.0604" timestamp="2022-12-30T16:17:21.156+01:00"/>
<currency name="JPY" rate="1.95" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="NOK" rate="32.1978" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="PLN" rate="84.0725" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RON" rate="68.95219" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RSD" rate="3.0769" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RUB" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="SEK" rate="32.6829" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="TRY" rate="6.7351" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="USD" rate="314.7945" timestamp="2026-07-08T06:40:02.703+02:00"/>
</exchange_rate>
<exchange_rate type="FX_MIDDLE_RATE" valid_from="08.07.2026">
<currency name="AUD" rate="215.2655" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="BGN" rate="197.367" timestamp="2025-12-31T06:40:02.816+01:00"/>
<currency name="BGN" rate="197.035" timestamp="2025-12-31T09:09:03.749+01:00"/>
<currency name="BGN" rate="196.958" timestamp="2025-12-31T11:05:39.648+01:00"/>
<currency name="BGN" rate="196.958" timestamp="2025-12-31T16:04:57.994+01:00"/>
<currency name="CAD" rate="218.3135" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CHF" rate="384.653" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CNY" rate="45.6465" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="CZK" rate="14.6405" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="DKK" rate="47.445" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="EUR" rate="354.65" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="GBP" rate="414.553" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HKD" rate="39.5395" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="HRK" rate="53.1415" timestamp="2022-12-30T06:40:00.455+01:00"/>
<currency name="HRK" rate="53.075" timestamp="2022-12-30T08:33:17.814+01:00"/>
<currency name="HRK" rate="53.108" timestamp="2022-12-30T11:01:15.687+01:00"/>
<currency name="HRK" rate="53.314" timestamp="2022-12-30T16:17:21.156+01:00"/>
<currency name="JPY" rate="1.9155" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="NOK" rate="31.6285" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="PLN" rate="82.5825" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RON" rate="67.733" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RSD" rate="3.0225" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="RUB" rate="0" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="SEK" rate="32.105" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="TRY" rate="6.616" timestamp="2026-07-08T06:40:02.703+02:00"/>
<currency name="USD" rate="310.1445" timestamp="2026-07-08T06:40:02.703+02:00"/>
</exchange_rate>
<exchange_rate type="HV_PURCHASE_RATE" valid_from="08.07.2026"/>
<exchange_rate type="HV_SALE_RATE" valid_from="08.07.2026"/>
<exchange_rate type="HV_MIDDLE_RATE" valid_from="08.07.2026"/>
</exchange_rates>