ERGO Regnum

 

ERGO1 Regnum, a life insurance with regular premium payment is a partner in saving money for your future.  The realisation of your goals involves significant costs, whether it is a car purchase, reserve accumulation, travelling or carefree pensioner years. None of these can be realised without appropriate financial background. The ERGO Regnum unit-linked life insurance can help you realise your plans.

 

Who is the ERGO Regnum life insurance for?

For those who:

  • would like a share from the advantages ensured by the portfolio diversification even with a smaller amount,
  • consider it important to flexibly adjust insurance protection to their needs,
  • intend to select an investment strategy that is in line with their risk taking profile,
  • consider it important to utilise the allowances under the current personal income tax (PIT) regulations, after the 6th year following the conclusion of the contract according to the regulation of 2015.

In the case of selecting the pension insurance clause, additional advantages are that:

  • you can enjoy the advantages of a state-subsidised pension insurance program; based on your pension insurance declaration, the tax authority will credit 20%, maximum HUF 130,000 p.a. in the given tax year, of the fee paid into the pension insurance plan, from the tax you paid, to the pension insurance account if the conditions specified in the legal regulations are met,
  • with regular savings, you can take care of your financial security in your old age.

How can you take out an ERGO Regnum life insurance?

Contact our colleagues in our nationwide branch network!

For your attention!

Above savings amount of HUF 5 million placed at UniCredit Bank, you can enjoy the advantages of the Premium Banking service that ensures personal investment advice. Please check the details!

You can increase your savings in investments funds directly. Get to know our offer!

Related documents (in Hungarian)

  • Product information
  • Insurance terms and conditions
  • Information on TCI (Total Cost Indicator)
  • Information on the the insurance mediator

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This information is not comprehensive and does not qualify as an offer. The details of the product are included in the Insurance terms and conditions document. For further details of the taxation rules, check out the website of ERGO Életbiztosító Zrt. You can read more about the features of unit-linked life insurances on the website of the Supervisory Authority at https://felugyelet.mnb.hu.

 

1 Insurance company ERGO Életbiztosító Zrt. has been a strategic partner of UniCredit Bank Hungary Zrt. since 2009. The services of the insurance company are available in the bank’s branches via UniCredit Független Biztosításközvetítő Kft. The Regnum unit-linked life insurance combines savings connected to asset funds with the insurance risk taken by the insurance company. For further information about the product, please visit the www.ergo.hu website.