EIF InvestEU Garancia

The EIF InvestEU guarantee supports the loans of SMEs and small Mid-Caps, with the financial backing of the European Union. The purpose is to help support financing and implementing productive investments in the European Union and to ensure increased access to financing.

 

What are the advantages of EIF InvestEU guarantee for your company?

  • You can access credit with less collateral.
  • The guarantee contains no state aid.
  • The eligible loan can be automatically included into the guarantee facility there is no need of a guarantee application or signing a guarantee contract.
  • EIF provides guarantee for development loans in HUF or in EUR.

To whom do we recommend the EIF Invest EU Guarantee?

For companies, which are:

  • which at the date of signing the loan agreement, comply with the definition of SMEs specified by the EU (see Act XXXIV. of 2004),
  • or Small Mid-Caps (maximum 499 full time working employees, irrespective of turn-over and balance sheet).

Main features of the InvestEU Guarantee

  • Guarantee fee: 0,75% p.a. for the guaranteed loan amount, it means 0,375% p.a. for the total loan amount in case of 50% guarantee rate,
  • The amount of the loan is minimum EUR 25 000, maximum EUR 7 500 000 or its equivalent in HUF.


Which are the eligibility criteria for InvestEU Innovation and Digitalisation Guarantee?

  • The company intends to use the loan to invest in producing, developing or implementing new or substantially improved products, processes or services,
  • The company is a "fast-growing enterprise",
  • The company is an SME or Small Mid-cap that shall have a significant innovation potential or be an "R&I-intensive enterprise".
  • The guarantee is suitable also to use it for financing transaction for digitalisation purposes.

The list for the eligibility criteria is not complete, just for your information, for checking the eligibility of your company please contact our your relationship manager or write an e-mail to UCB_eutamogatas@unicreditgroup.hu.

Which are the eligibility criteria for InvestEU Innovation and Digitalisation Guarantee?

  • The company intends to use the loan to invest in producing, developing or implementing new or substantially improved products, processes or services,
  • The company is a "fast-growing enterprise",
  • The company is an SME or Small Mid-cap that shall have a significant innovation potential or be an "R&I-intensive enterprise".

The guarantee is suitable also to use it for financing transaction for digitalisation purposes.

The list for the eligibility criteria is not complete, just for your information, for checking the eligibility of your company please contact our your relationship manager or write an e-mail to UCB_eutamogatas@unicreditgroup.hu.

Which are the eligibility criteria for InvestEU Sustainabilty Guarantee?

The Sustainability Guarantee aims to support investments contributing to the green and sustainable transformation of the European economy, supporting access to financing for eiligible companies. For example:

  • Climate Change Mitigation/Renewable Energy,
  • Climate Change Mitigation/Green and energy efficient buildings, construction or renovation of commercial or residential buildings,
  • Climate Change Mitigation/ Zero and Low emission mobility,
  • Transition to a circular economy.

APPLY

Should you be interested in our InvestEU offer please contact your relationship manager or write an e-mail to eutamogatas@unicreditgroup.hu.

This information should not be considered an offer. The Bank reserves the right to change the conditions. UniCredit Bank reserves the right to decide individually on loan disbursement and on the amount and conditions thereof, based on the account overdraft application and documents submitted.