Investment loan

We offer investment loans as supplementation to own and other funds (e.g. EU subsidies) for financing investments and developments necessary for companies’ growth. UniCredit Bank offers investment loans for both mid- and long term in HUF and in other currencies.

When and why is investment loan advantageous to your company?

If you want to expand your assets, machinery, activity or in case you would like to purchase a real estate we suggest applying for investment loan at UniCredit Bank thereby you can bring forward and realize your development ideas.
You can cover your funding needs for long term in case of investments and developments with a longer payback period.
By realization of the investments you might enhance the competitiveness of your company.
You can adjust the loan amount and term to your own investment needs and to the payback period.
Grace period could be applied as adjusted to the investment’s schedule and payback during which period the repayment of the principal is not due.

Main parameters of the investment loan

Currency: HUF, EUR, USD, CHF.
Term: adjusted to the payback period of the investment, by arrangement.
Disbursement: against invoices after the use of own funds or proportionally to the ratio of loan and other funds in one sum or in part payments. Amount of the refundable VAT cannot be financed from investment loan. The use of the loan has to match the purpose of the loan, which is checked by the bank.
Own funds: according to the result of the credit rating, generally min. 20%.
Grace period: to be determined according to the payback period of the loan.
Commitment period: adjusted to the realization period of the investment, by arrangement.
Repayment: by arrangement, in equal instalments on a monthly/quarterly/semi-annual basis after the grace period or according to repayment schedule fixed in advance or in one lump sum upon maturity.
Interest: individually defined according to the risk assessment of the client and the transaction as conducted by the bank.
Interest payment: on a monthly or quarterly basis at the end of each interest period.
Other fees, charges: to be defined according to the bank’s at all times effective list of conditions or by arrangement.
Collaterals: usual standard collaterals accepted by the Bank depending on the result of the credit rating on condition that the object of the investment is serving as collateral of the loan as well.

If you have any questions, please feel free to ask your contact person at the bank, or our colleagues at one of our many bank branches.

This information should not be considered an offer. The Bank reserves the right to change conditions. UniCredit Bank reserves the right to decide individually on loan disbursement and on the amount and conditions thereof, based on the loan application and documents submitted.