Text message (SMS):
For the authorization of orders the Bank will send a one-off password in a text message (SMS) to the User's mobile phone number indicated in the Agreement, whereas the system can be accessed by using the User ID and a regular password (which can be modified by the User any time after the log-on).
The User will generate the password to log on to the SpectraNet Internet Banking System and to authenticate orders by using a Token.
The Token is basically a code generator, which, depending on the time of the use and the serial number of the Token, will provide a one-off code (valid for about 30 seconds). Due to its size and since it does not have to be connected to a computer, the Token provides full mobility to manage your financial matters.