Strong Customer Authentication

 

 

The Strong Customer Authentication requirements of the 2nd Payment Services Directive (PSD2) of the European Union (2015/2366/EU) will become mandatory from September, 2019.

In line with the directive, the internet banking service [UniCredit eBanking] operates with a two-step authentication process for your security. Beside your permanent username and password, our system also uses a One Time Password – related to your actual transaction or login – to properly identify you.

 

You can choose from the below authentication methods:

 

mToken

You can generate One Time Password – consisting of 6 numbers – for your logins and payment transactions in the „GENERATE TOKEN” function in the [UniCredit Mobile application].

Please check the details!

 

SMS authentication

If you do not have UniCredit Mobile Application, you will receive a One Time Password – generated by us – in an SMS text message for each login and payment transaction in the [UniCredit eBanking] service. The message will always be sent to your phone number registered in our system.

Please check the details!

 

Hardware Token

If you use hardware Token, you can generate a One Time Password – consisting of 6 numbers – for each login and payment transaction in the [UniCredit eBanking] service.

Please check the details!

 

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