Insurances for everyday use

During our everyday life, unexpected events may occur frequently and it is always good to be prepared for them. Think about your own security and that of your loved ones and your home in advance! Do you often travel abroad? Don’t forget about travel insurance before you start your trip so that the journey can indeed be about relaxation and recreation.

TRAVEL INSURANCE

Travel insurance for your family members

If you frequently travel abroad with your loved ones, think about their safety before you leave!


If you already have travel insurance linked to your debit or credit card, you can apply for travel insurance for your family members and friends travelling with you for a discount fee. You can do it for one year or an even longer period, so you do not have to renew the insurance for each trip.


How can you apply for travel insurance?
Please visit one of our branches where our advisors will be happy to help you.

 

In addition to our travel insurance, we also offer:

  • Your debit card may be useful during your foreign travels. Look at our practical advice related to card usage abroad.
  • If you like using your bank card abroad, it is worth opening an FX account which can be set to your bank card and so you can reduce the potential foreign exchange risk.

Travel insurance linked to bank cards

If you already have a UniCredit debit or credit card, you can enjoy further advantages besides convenient payment using your bank cards. In case of most of our bank cards the membership fee already includes a travel, health, accident and luggage insurance and so you can always feel safe if you travel abroad.

You are not a UniCredit cardholder yet? Learn more about our debit and credit cards.


Most important information on travel insurance policies

  • With the Standard travel insurance you can feel safe abroad and it is automatically linked to MasterCard Standard and the Visa Classic embossed debit cards and the Blue credit card.
  • You can travel safely both in Hungary and abroad with the Gold travel insurance if you have any UniCredit gold debit or credit card or a MasterCard Premium Banking bank card.
  • The Platinum travel insurance provides special protection for you during your travels in Hungary and abroad and it is automatically linked to the UniCredit Platinum credit card.
  • You can upgrade your existing insurance policy for a separate fee.


Please be informed that no travel insurance is connected to the Maestro and the MasterCard Unembossed contactless debit bank card and the UniCredit Orange credit card but you can apply for Extra travel insurance for an annual fee.


The Responsible Lending and Banking Terms and Definitions may help you become more knowledgeable on contracting a loan, while at the website of the Hungarian National Bank’s Financial Customer Protection Centre you can find product descriptions that help you make responsible decisions, as well as applications that help you make comparisons. Please make a responsible and prudent decision with respect to taking out a loan, taking your income into account.

Credit card APRs: Gold credit card: 38.18%, Platinum credit card: 38.13%, Orange/Blue credit card: 37.15%. The APR has been determined in consideration of the current conditions and the prevailing legal provisions and may be modified in the event of any changes in such conditions. With regard to loans with variable interest rates, the APR will not reflect the interest rate risk of the loan.

“Útitárs” (fellow traveller) travel insurance – for general trips

Travelling is always exciting. Whatever the purpose of your trip (sightseeing, resting at the seaside, winter or extreme sports) and its duration (a few days or longer), Allianz has the appropriate travel insurance in store for you.

  • Low insurance premium, comprehensive protection.
  • A children’s discount of 25% is available to travellers under the age of 18.
  • 2 or 3 packages are available, depending on the selected product.

Business travel insurance

The Allianz Business travel insurance may be concluded by sole traders and legal entities, such as businesses, municipalities, public institutions and sports associations, for at least 100 days. It offers an ideal solution for all those who travel abroad for the work purposes, either intellectual or physical, or professional sporting activities.

For more information, visit one of our UniCredit branches.

 

Related documents

 

 

The 24/7 help desk of the insurance service provider can be reached (in Hungarian language) at:

Budapest:     (+36-1) 270-0521    fax: (+36-1) 270-0519
Vienna:     (+43-1) 525-03-6516

 

 

This information is not comprehensive and does not qualify as a contractual offer. The travel and accident insurance service pertaining to the bank cards of UniCredit Bank Hungary Zrt. is provided for cardholders by Allianz Hungária Zrt. You can find more information about the fees for insurance from the lists of conditions titled “List of Conditions for Private Customers – Debit Cards” and the “List of Conditions for Private Customers – Credit Cards”. You will find the information about the amounts of coverage pertaining to the insurance packages and about the detailed conditions in the Client’s Guide and Business Terms (in Hungarian).

 

Mandatory motor third party liability insurance

 

It is widely known that the mandatory motor third party liability (TPL) insurance provides compensation for the damages suffered by the innocent party in a road accident. Nevertheless, few people are aware that it covers not only vehicle damages but also personal injuries. Entrust your security to one of Hungary’s largest insurance companies, because you can be sure of Allianz’s financial stability.

 

Manage all the administrative issues related to your motor third party liability insurance electronically, thus your premium will be even lower. Complete your insurance with a supplementary coverage and ensure full coverage for your vehicle using our Allianz Assistance 24 service or Allianz “Kötelező Plusz” (motor third party liability plus) insurance.

 

For more information, visit one of our UniCredit branches.

Allianz Casco

Are you worried that your car may be damaged through vandalism or collision, or even be stolen? Unexpected events may occur anytime. Be prepared to face them and take out an Allianz Casco insurance in any UniCredit branch.

Allianz Casco provides coverage for natural forces, theft and breakage, including game damage, fire damage, breakage of glass and car vandalism due to theft attempt, covering the vehicle’s standard and extra accessories as well.

Tailor your insurance premium to your preferences and select the communication channel, premium payment mode and deductible that you find most favourable.

Your loyalty will be rewarded with a discount: if you take out an insurance with our Company for 2, 3 or even 5 years and don’t terminate your contract before it expires, you will receive a premium discount depending on the length of the insurance period.

 

For more information, visit one of our UniCredit branches.

Allianz Home Insurance Plus

 

Maximum protection, 24 types of home insurance cover and numerous optional supplementary insurances. Take out an Allianz Home Insurance Plus in any branch of UniCredit Bank, and no unexpected event affecting your home and your family will catch you unprepared.

 

For more information, visit one of our UniCredit branches.

 

Contractors’/Erection All Risks Insurance

 

It provides coverage for the construction, refurbishment, extension and modernization of residential buildings, detached houses and the premises of small enterprises.  It covers the buildings, building equipment already mounted or to be mounted, electrical and technical building equipment as well as work instruments. We also recommend this product to customers obliged by the financer to take out an insurance for the construction period as a condition for credit disbursement.

 

For more information, visit one of our UniCredit branches.

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