An account kept by UniCredit Bank and property insurance for the real estate serving as collateral, encumbered with a lien for our bank are the conditions for the disbursement of the loan.
The result of the calculation based on the records and parameters supplied by you is for information purposes only, does not qualify as an obligation for the bank to approve and disburse the loan. The calculation was made pursuant to the currently effective Terms and Conditions, the bank reserves the right to amend the aforementioned Terms and Conditions. The bank assesses the applicant’s income relations and the collateral value of the property securing the mortgage loan based on its own loan approval regulations and the prevailing legal regulations. The bank’s decision relating to granting a loan shall be made in accordance with the conditions outlined in its General business conditions for Private Customers, List of Conditions and Announcement, based on its loan assessment. In case of consumer loan the UniCredit Bank acts as - loan intermediary - on behalf of Hungarian Cetelem Bank Zrt - lender -.
The APR has been determined in consideration of the current conditions and the prevailing legal provisions and may be modified in the event of any changes in such conditions. With regard to loans with variable interest rates, the APR will not reflect the interest rate risk of the loan. APR: 5.05-21.30%